32 W 1320 S, Payson, UT 84651 Property Records

Utah County property record for 32 W 1320 S, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,658 sqft · built 2004
Lot Size	0.446 acres (19,418 sqft)
Owner	2 Individual Names on File
Last Sale	$530,100 (Sep 2017)
Tax Bill	$6,121 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-465-0007`

Property Details

APN / Parcel Number

Primary APN	`65-465-0007`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,658 sqft Living Area
Gross Area	7,289 sqft
1st Floor Area	3,658 sqft
Basement Area	2,397 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	19,418 sqft (0.446 acres)
Garage Type	Attached
Garage Area	1,234 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	1,381 sqft
Tennis Court	Tennis Court
Sports Court	Sports Court
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	32 W 1320 S
City	PAYSON
State	UT
Zip	84651-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, PLAT B, CANTERWOOD ESTATES AMD SUB AREA 0.446 AC.
Legal Subdivision	CANTERWOOD ESTATES AMD SUB
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4004
Census Tract	10410

Owner

32 W 1320 S is owned and occupied by two individuals who bought it in September 2017.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 W 1320 S, PAYSON, UT 84651-3012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit NEBO CU
Aug 4, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Aug 17, 2018	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Sep 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UTAH MORTGAGE LOAN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Dec 13, 2004 · Amount on File
Deed Document Number	201786786
Prior Transfer Date	Aug 30, 2017
Prior Transfer Doc	0000086786
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	32 W 1320 S, PAYSON, UT 84651-3012
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	PRO TITLE, PRO TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053545
Date	Apr 29, 2022
Instrument	53545:2022

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	32 W 1320 S, PAYSON, UT 84651-3012
Document Number	0000117289
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	INWEST TITLE-OREM #1

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 W 1320 S PAYSON UT 846513012, PAYSON, UT 84651-3012

Mortgage

Document Number	0000117289
Date	Aug 10, 2020
Instrument	117289

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	32 W 1320 S, PAYSON, UT 84651-3012
Document Number	0000080844
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 W 1320 S PAYSON UT 846513012, PAYSON, UT 84651-3012

Mortgage

Document Number	0000080844
Date	Aug 24, 2018
Instrument	80844

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 23, 2023

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 5, 2017
Property Address	32 W 1320 S, PAYSON, UT 84651-3012
Document Number	0000086786
Instrument Date	Aug 30, 2017
Instrument	086786:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 W 1320 S, PAYSON, UT 84651-3012

Mortgage

Document Number	0000086787
Date	Sep 5, 2017
Instrument	086787:2017

Lender

Name	UTAH MORTGAGE LOAN CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 32 W 1320 S was $6,121.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,840 (-48.46%)	$1,048,800 (-6.28%) Land $213,400 Building $835,400
2025	$6,121.00	$1,119,100 Land $203,300 Building $915,800	$1,119,100 Land $203,300 Building $915,800
2024	$6,121.00 (+30.18%)
2023	$4,702.00 (+3.71%)	$479,875	$872,500 Land $175,300 Building $697,200
2022	$4,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 W 1320 S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 W 1320 S is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Utah
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

Nearby Properties on W 1320 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures