32 Victoria Sq, Frederick, MD 21702 Property Records

Frederick County property record for 32 Victoria Sq, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,836 sqft · built 1988
Lot Size	0.035 acres (1,530 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Nov 2023)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-151340`

Property Details

APN / Parcel Number

Primary APN	`02-151340`
Alternative APNs	`2151340` `151340`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,836 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,530 sqft (0.035 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	151340
Street Address	32 VICTORIA SQ
City	FREDERICK
State	MD
Zip	21702-1111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LT 3 SEC 4 PLAT 2 BLK C - 1530 SQ FT WILLOWCREST TOWNHOUSES
Legal Subdivision	WILLOWCREST TWNHS
Legal Block	C
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2001
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

32 Victoria Sq, a townhouse, is owned and occupied by two individuals who bought it in November 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 VICTORIA SQ, FREDERICK, MD 21702-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 25, 2022	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 3, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Book / Page	16676 / 67
Prior Transfer Date	Oct 23, 2019
Prior Transfer Doc	0133320061
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 21, 2023
Property Address	32 VICTORIA SQ, FREDERICK, MD 21702-1111
Document Number	0166760067
Book / Page	16676 / 67
Map Reference	MB 36 PL 140
Instrument Date	Oct 5, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6601 TEAL LOOP, FREDERICK, MD 21703-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 VICTORIA SQ, FREDERICK, MD 21702-1111

Mortgage

Document Number	0001667676
Date	Nov 21, 2023
Instrument	16676/76

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	32 VICTORIA SQ, FREDERICK, MD 21702-1111
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150600219
Date	Jul 6, 2021
Book Page	15060/219

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Nov 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	32 VICTORIA SQ, FREDERICK, MD 21702-1111
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159390338
Date	May 25, 2022
Book Page	15939/338

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	32 VICTORIA SQ, FREDERICK, MD 21702-1111
Document Number	0135730292
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 VICTORIA SQ FREDERICK MD 217021111, FREDERICK, MD 21702-1111

Mortgage

Document Number	0135730292
Date	Mar 6, 2020
Book Page	013573/000292

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2045

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 8, 2019
Property Address	32 VICTORIA SQ, FREDERICK, MD 21702-1111
Document Number	0133320061
Book / Page	013332 / 000061
Instrument Date	Oct 23, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 VICTORIA SQ FREDERICK MD 217021111, FREDERICK, MD 21702-1111

Tax Assessment & Valuation

The 2025 property tax bill for 32 Victoria Sq was $5,965, up 10.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,000 (+5.59%)	$376,000 (+16.77%) Land $90,000 Building $286,000
2025	$5,965.00 (+10.3%)	$322,000 Land $65,000 Building $257,000	$322,000 Land $65,000 Building $257,000
2024	$5,408.00 (+6,045.45%)
2023	$88.00 Disabled Person's exemption Veteran's exemption	$258,533	$322,000 Land $65,000 Building $257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Victoria Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Victoria Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, T-Mobile, Verizon.

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