31 Victoria Sq, Frederick, MD 21702 Property Records

Frederick County property record for 31 Victoria Sq, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,040 sqft · built 1992
Lot Size	0.071 acres (3,084 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jul 2020)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-154587`

Property Details

APN / Parcel Number

Primary APN	`02-154587`
Alternative APNs	`2154587` `154587`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	680 sqft
Attic	Attic
Attic Area	240 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,084 sqft (0.071 acres)
Garage Type	Built-in
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	154587
Street Address	31 VICTORIA SQ
City	FREDERICK
State	MD
Zip	21702-1114
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LT 6 SEC 4 PLAT 1 BLK H 3084 SQ FT WILLOWCREST TOWNHOUSES
Legal Subdivision	WILLOWCREST TWNHS
Legal Block	H
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2003
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

31 Victoria Sq, a townhouse, is owned and occupied by an individual who bought it in July 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	31 VICTORIA SQ, FREDERICK, MD 21702-1114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Grant Deed, Transfer · FHA Mortgage MORTGAGE LINK
Jun 23, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Jun 27, 2017 · Amount on File
Deed Book / Page	13904 / 330
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 17, 2020
Property Address	31 VICTORIA SQ, FREDERICK, MD 21702-1114
Document Number	0139040330
Book / Page	013904 / 000330
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	31 VICTORIA SQ FREDERICK MD 217021114, FREDERICK, MD 21702-1114

Mortgage

Document Number	139040336
Date	Jul 17, 2020
Book Page	013904/000336

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 23, 2017
Property Address	31 VICTORIA SQ, FREDERICK, MD 21702-1114
Document Number	0118940418
Book / Page	011894 / 000418
Instrument Date	Jun 19, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	BRENNAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23130 RIDGE RD GERMANTOWN MD 208764554, GERMANTOWN, MD 20876-4554

Mortgage

Document Number	118940435
Date	Jun 23, 2017
Book Page	011894/000435

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 31 Victoria Sq was $5,496.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,333	$374,400 Land $90,000 Building $284,400
2025	$5,496.00
2023	$4,522.00	$246,700	$296,300 Land $65,000 Building $231,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Victoria Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Victoria Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, T-Mobile, Verizon.

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