32 Valley Pl, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 32 Valley Pl, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,532 sqft · built 1920
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Jan 2025)
Tax Bill	$16,615 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00037-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-00037-0000-00016`
Alternative APN	`130003700016`

Interior

Stories	3 Stories
Building Area	2,532 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	32 VALLEY PL
City	EDGEWATER
State	NJ
Zip	07020-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X100 0.0574
Legal Subdivision	HUDSON RIVER REALLY CO SEC 1
Legal Block	37
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	13002

Owner

32 Valley Pl is owned by two individuals who bought it in January 2025.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 EDGEWATER PL, EDGEWATER, NJ 07020-1205
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on File
Deed Sale	Jan 3, 2025 · Amount on File
Prior Sale	Jan 9, 2023 · Amount on File
Deed Document Number	2025443
Deed Book / Page	5395 / 677
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 9, 2023
Property Address	32 VALLEY PL, EDGEWATER, NJ 07020-1825
Document Number	0048981681
Book / Page	4898 / 1681
Instrument Date	Dec 9, 2022
Instrument	2023001902
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,962.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 RETFORD AVE, CRANFORD, NJ 07016-2823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 CONGERS AVE, NORTHVALE, NJ 07647-1607

Mortgage

Document Number	2023001903
Date	Jan 9, 2023
Instrument	2023001903

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 32 Valley Pl was $16,615, up 47.5% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,127,700 (+11.65%) Land $340,000 Building $787,700	$1,127,700 (+11.65%) Land $340,000 Building $787,700
2025	$16,615.00 (+47.54%)	$1,010,000 Land $322,500 Building $687,500	$1,010,000 Land $322,500 Building $687,500
2024	$11,261.00
2023		$676,300 Land $295,000 Building $381,300	$676,300 Land $295,000 Building $381,300
2022	$8,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Valley Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Valley Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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