20 Valley Pl, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 20 Valley Pl, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,029 sqft · built 1915
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Apr 2018)
Tax Bill	$10,867 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00037-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-00037-0000-00010`
Alternative APN	`130003700010`

Interior

Stories	2 Stories
Building Area	2,029 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	20 VALLEY PL
City	EDGEWATER
State	NJ
Zip	07020-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X100
Legal Subdivision	HUDSON RIVER REALTY CO SE
Legal Block	37
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1337
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 17, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	201818-026351
Deed Book / Page	2913 / 2102
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 VALLEY PL, EDGEWATER, NJ 07020-1312
Document Number	0031041295
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 VALLEY PL EDGEWATER NJ 070201312, EDGEWATER, NJ 07020-1312

Mortgage

Document Number	0031041295
Date	Nov 9, 2018
Book Page	003104/001295
Instrument	79997

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 17, 2018
Property Address	20 VALLEY PL, EDGEWATER, NJ 07020-1312
Document Number	0029132102
Book / Page	2913 / 2102
Instrument Date	Apr 2, 2018
Instrument	00018-026351
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 VALLEY PL, EDGEWATER, NJ 07020-1312

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,600 (+4.84%) Land $340,000 Building $352,600	$692,600 (+4.84%) Land $340,000 Building $352,600
2025	$10,867.00 (+10.47%)	$660,600 (+11.14%) Land $322,500 Building $338,100	$660,600 (+11.14%) Land $322,500 Building $338,100
2024	$9,837.00 (+6.9%)
2023		$594,400 Land $295,000 Building $299,400	$594,400 Land $295,000 Building $299,400
2022	$9,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Valley Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures