Cabarrus County property record for 32 Union St S, Concord, NC 28025
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3 ba · 6,020 sqft · built 1890 |
| Lot Size | 0.12 acres (5,220 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Sep 2008) |
| Tax Bill | $5,964 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 87 9787 |
| Primary APN | 5620 87 9787 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 15 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,020 sqft Total Area |
| 1st Floor Area | 2,100 sqft |
| Basement Area | 1,820 sqft |
| Unfinished Basement | 1,820 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Wood Truss |
| Roof Material | Other |
| Lot Area | 5,220 sqft (0.12 acres) |
| Lot Dimensions | 180 ft deep x 29 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4677924 |
|---|---|
| Street Address | 32 UNION ST S |
| City | CONCORD |
| State | NC |
| Zip | 28025-5010 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CC |
| Legal Description | WEST SIDE UNION ST S |
| Legal Subdivision | DOWNTOWN CONCORD |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 41902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
32 Union St S, a commercial property, is owned by two individuals who bought it in September 2008.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 826, CONCORD, NC 28026-0826 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2008 · Amount on File |
| Deed Sale | Sep 4, 2008 · Amount on File |
| Prior Sale | Apr 10, 2006 · Amount on File |
| Deed Book / Page | 8408 / 184 |
| Record Updated | Oct 29, 2026 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,370 Land $161,910 Building $369,460 | ||
| 2024 | $531,370 (+29.2%) Land $161,910 Building $369,460 | ||
| 2023 | $5,964.00 | $411,290 Land $97,150 Building $314,140 | $411,290 Land $97,150 Building $314,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Union St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Union St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Google Fiber, T-Mobile.
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