31 Union St S, Concord, NC 28025 Property Records

Cabarrus County property record for 31 Union St S, Concord, NC 28025

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,072 sqft · built 1890
Lot Size0.068 acres (2,928 sqft)
OwnerCompany Name on File
Tax Bill$2,053 (2023)
Deeds & MortgagesMar 2024 Sale
Flood ZoneZone X (minimal risk)
APN5620 97 1913

Property Details

APN / Parcel Number

Primary APN5620 97 1913
Alternative APNs
  • 12031 0048.000000
  • 169441
  • 42672

Interior

Stories1 Story
Building Area3,072 sqft Total Area
1st Floor Area2,772 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialTar & Gravel
Lot Area2,928 sqft (0.068 acres)
Lot Dimensions122 ft deep x 24 ft wide
PorchSlab
Porch Area108 sqft
Canopy192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number169441
Street Address31 UNION ST S
CityCONCORD
StateNC
Zip28025-5009
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCC
Legal DescriptionEAST SIDE UNION ST
Legal SubdivisionDOWNTOWN CONCORD
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group3
Census Block3034
Census Tract42300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Union Street Historic District
listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

31 Union St S, a commercial property, is owned by a company that acquired it in January 2006.

Source: Cabarrus County records, as of August 27, 2026

Owner of RecordCompany Name on File
Mailing Address265 UNION ST S, CONCORD, NC 28025-5015
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 4, 2006
Transfer Doc6527298
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMar 18, 2024
Property Address31 UNION ST S, CONCORD, NC 28025-5009
Document Number0016853147
Book / Page16853 / 147
Map ReferenceMB 1 PG 32
Instrument DateMar 18, 2024
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,830 (-) Land $90,120 Building $121,710
2025$211,830 Land $90,120 Building $121,710
2024$211,830 (+49.59%) Land $90,120 Building $121,710
2023$2,053.00$141,610 Land $54,070 Building $87,540$141,610 Land $54,070 Building $87,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Union St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Union St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Google Fiber, T-Mobile.

Nearby Properties on Union St S

Nearby Streets

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