32 Topeka Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 32 Topeka Rd, Conowingo, MD 21918

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,046 sqft · built 1998
Lot Size1.26 acres (54,886 sqft)
Owner2 Individual Names on Record
Last Sale$31,000 (Mar 1998)
Tax Bill$3,004 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-015643

Property Details

APN / Parcel Number

Primary APN08-015643
Alternative APNs
  • 8015643
  • 015643

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,046 sqft Total Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area54,886 sqft (1.26 acres)
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number015643
Street Address32 TOPEKA RD
CityCONOWINGO
StateMD
Zip21918-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 48 - 1.261 ACRE 32 TOPEKA ROAD TOPEKA
Legal SubdivisionTOPEKA SEC 2
Legal Lot Number48
JurisdictionCECIL MD
Township / Civil Division8, OAKWOOD
Census Block Group2
Census Block2019
Census Tract31400

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 TOPEKA RD, CONOWINGO, MD 21918-1201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 1998 · Amount on Record
Deed SaleMar 4, 1998 · Amount on Record
Prior SaleOct 29, 1991 · Amount on Record
Deed Document Number1998240524
Deed Book / Page701 / 648
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address32 TOPEKA RD, CONOWINGO, MD 21918-1201
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051310049
DateMar 23, 2022
Book Page5131/49
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$298,467 (+18.71%)$340,000 (+22.43%) Land $102,600 Building $237,400
2025$3,004.00 (+42.98%) Homeowner's exemption
2023$2,101.00 Homeowner's exemption$251,433$277,700 Land $82,300 Building $195,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1978–1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
750 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Topeka Rd

Nearby Streets

Search Property Records by Address or Parcel Number