15 Topeka Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 15 Topeka Rd, Conowingo, MD 21918

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1988
Lot Size0.571 acres (24,872 sqft)
OwnerIndividual Name on Record
Last Sale$210,700 (Oct 2022)
Tax Bill$2,635 (2026)
Deeds & MortgagesOct 2022 Sale
Jan 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-015821

Property Details

APN / Parcel Number

Primary APN08-015821
Alternative APNs
  • 8015821
  • 015821

Interior

Full Baths1 Bath
Stories2 Stories
Building Area960 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,872 sqft (0.571 acres)
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number015821
Street Address15 TOPEKA RD
CityCONOWINGO
StateMD
Zip21918-1200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 64 - .571 ACRE 15 TOPEKA ROAD TOPEKA
Legal SubdivisionTOPEKA
Legal Lot Number64
JurisdictionCECIL MD
Township / Civil Division8, OAKWOOD
Census Block Group2
Census Block2019
Census Tract31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 TOPEKA RD, CONOWINGO, MD 21918-1200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Deed, Transfer
SANCTUARY TITLE
Jan 5, 2021Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Aug 10, 2017Deed, Transfer · FHA Mortgage
PIKE CREEK MORTGAGE SERVICES INC
Jan 6, 2017Grant Deed, Transfer
ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleJan 5, 2021 · Amount on Record
Deed Book / Page5248 / 158
Prior Transfer DateSep 16, 2022
Prior Transfer Doc0052480158
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateOct 14, 2022
Property Address15 TOPEKA RD, CONOWINGO, MD 21918-1200
Document Number0052480158
Book / Page5248 / 158
Map ReferenceMB NDS 12 FO 75
Instrument DateSep 16, 2022
Transaction TypeTransfer
Record UpdatedOct 25, 2022
Title CompanySANCTUARY TITLE

Transaction

AmountAmount Recorded
Tax$526.75
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJan 5, 2021
Property Address15 TOPEKA RD, CONOWINGO, MD 21918-1200
Document Number0047620001
Book / Page4762 / 1
Map ReferenceMB NDS 12 FO 62
Instrument DateDec 14, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000047626
DateJan 5, 2021
Instrument4762/6
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateAug 10, 2017
Property Address15 TOPEKA RD, CONOWINGO, MD 21918-1200
Document Number0041140202
Book / Page4114 / 202
Map ReferenceMB NDS12 FO75
Instrument DateJul 25, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 TOPEKA RD, CONOWINGO, MD 21918-1200

Mortgage

Document Number0004114209
DateAug 10, 2017
Instrument4114/209
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCECIL MD
Recording DateJan 6, 2017
Property Address15 TOPEKA RD, CONOWINGO, MD 21918-1200
Document Number0040070297
Book / Page004007 / 000297
Instrument DateDec 29, 2016
Transaction TypeTransfer
Record UpdatedMar 24, 2017
Title CompanyARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$106.50
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address15 TOPEKA RD CONOWINGO MD 219181200, CONOWINGO, MD 21918-1200

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,635.00 (+3.29%) Homeowner's exemption$243,567 (+6.97%)$275,300 (+20.9%) Land $90,700 Building $184,600
2025$2,551.00 (+45.85%) Homeowner's exemption$227,700 (+5.24%) Land $70,400 Building $157,300$227,700 (-) Land $70,400 Building $157,300
2023$1,749.00 Homeowner's exemption$216,367$227,700 Land $70,400 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1978–1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
750 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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