32 Summit Ter, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 32 Summit Ter, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	3,302 sqft · built 2006
Lot Size	0.405 acres (17,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$529,000 (Jan 2014)
Tax Bill	$18,560 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04013-0000-00059`

Property Details

APN / Parcel Number

Primary APN	`18-04013-0000-00059`
Alternative APN	`1800048000000085`

Interior

Building Area	3,302 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Lot Area	17,642 sqft (0.405 acres)
Lot Dimensions	180 ft deep x 98 ft wide

Location & Zoning

Old Parcel Number	1800048000000085
Street Address	32 SUMMIT TER
City	SPARTA
State	NJ
Zip	07871-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 84,86
Legal Subdivision	LAKE MOHAWK SEC 16
Legal Block	4013
Legal Lot Number	59
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3007
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 SUMMIT TER, SPARTA, NJ 07871-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2014 · Amount on Record
Deed Sale	Jan 14, 2014 · Amount on Record
Prior Sale	Sep 30, 2008 · Amount on Record
Deed Document Number	201410007400
Deed Book / Page	3328 / 300
Prior Transfer Date	Sep 12, 2007
Prior Transfer Doc	0031770169
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	32 SUMMIT TER, SPARTA, NJ 07871-1414
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099320295
Date	Apr 21, 2021
Book Page	9932/295
Instrument	20210421010096160

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Feb 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	32 SUMMIT TER, SPARTA, NJ 07871-1414
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST JERSEY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098010186
Date	Apr 22, 2020
Book Page	9801/186
Instrument	20200422010074380

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	32 SUMMIT TER, SPARTA, NJ 07871-1414
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100860352
Date	Jan 10, 2022
Book Page	10086/352
Instrument	20220110010007540

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	32 SUMMIT TER, SPARTA, NJ 07871-1414
Document Number	0096900613
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SUMMIT TER SPARTA NJ 078711414, SPARTA, NJ 07871-1414

Mortgage

Document Number	0096900613
Date	Apr 10, 2019
Book Page	009690/000613
Instrument	61070

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,000 (-) Land $141,400 Building $364,600	$506,000 (-) Land $141,400 Building $364,600
2025	$18,560.00 (+2.2%)	$506,000 (-) Land $141,400 Building $364,600	$506,000 (-) Land $141,400 Building $364,600
2024	$18,160.00 (+5.5%)
2023		$506,000 Land $141,400 Building $364,600	$506,000 Land $141,400 Building $364,600
2022	$17,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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