Sussex County and Sparta Township property record for 27 Summit Ter, Sparta, NJ 07871
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2,389 sqft · built 1954 |
| Lot Size | 0.539 acres (23,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $101,100 (Mar 2004) |
| Tax Bill | $10,696 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04013-0000-00045 |
| Primary APN | 18-04013-0000-00045 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,389 sqft Gross Area |
| 1st Floor Area | 2,389 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Lot Area | 23,492 sqft (0.539 acres) |
| Lot Dimensions | 135 ft deep x 174 ft wide |
| Old Parcel Number | 1800048000000069 |
|---|---|
| Street Address | 27 SUMMIT TER |
| City | SPARTA |
| State | NJ |
| Zip | 07871-1413 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R-3 |
| Legal Description | ADDITIONAL LOTS: L70,68 |
| Legal Subdivision | LAKE MOHAWK SEC 17 |
| Legal Block | 4013 |
| Legal Lot Number | 45 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 373100 |
Source: Sussex County and Sparta Township records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 SUMMIT TER, SPARTA, NJ 07871-1413 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN'L NETWORK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2004 · Amount on Record |
| Deed Sale | Mar 31, 2004 · Amount on Record |
| Deed Document Number | 200412671 |
| Deed Book / Page | 2809 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 27 SUMMIT TER, SPARTA, NJ 07871-1413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0101080739 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 10108/739 |
| Instrument | 20220224010056720 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 27 SUMMIT TER, SPARTA, NJ 07871-1413 |
| Document Number | 0097220152 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 SUMMIT TER SPARTA NJ 078711413, SPARTA, NJ 07871-1413 |
| Document Number | 0097220152 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 009722/000152 |
| Instrument | 145230 |
| Name | AMERICAN FIN'L NETWORK |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Sparta Township |
| Unified School District | Sparta Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,600 (-) Land $141,000 Building $150,600 | $291,600 (-) Land $141,000 Building $150,600 | |
| 2025 | $10,696.00 (+4.71%) Veteran's exemption | $291,600 (-) Land $141,000 Building $150,600 | $291,600 (-) Land $141,000 Building $150,600 |
| 2024 | $10,215.00 (+5.64%) | ||
| 2023 | $291,600 Land $141,000 Building $150,600 | $291,600 Land $141,000 Building $150,600 | |
| 2022 | $9,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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