Westerly Town property record for 32 Spencer Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1984 |
| Lot Size | 0.33 acres (14,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jan 2025) |
| Tax Bill | $3,031 (2025) |
| Deeds & Mortgages | May 2023 Sale Mar 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:17 B:103 |
| Primary APN | WEST M:17 B:103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 2,178 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,363 sqft (0.33 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 16092075 |
|---|---|
| Street Address | 32 SPENCER DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 103 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 50901 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 SPENCER DR, WESTERLY, RI 02891-1287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 26, 2023 | Warranty Deed, Transfer |
| Mar 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Mar 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Nov 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 20, 2018 | Warranty Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 2025276 |
| Deed Book / Page | 2025 / 1114 |
| Prior Transfer Date | Nov 5, 2020 |
| Prior Transfer Doc | 2020-24217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 26, 2023 |
| Property Address | 32 SPENCER DR, WESTERLY, RI 02891-1287 |
| Document Number | 02023-6631 |
| Book / Page | 2023 / 6631 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023-1662 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 SPENCER DR, WESTERLY, RI 02891-1287 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 32 SPENCER DR, WESTERLY, RI 02891-1287 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022-5156 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 2022/5156 |
| Instrument | 2022-1188 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 32 SPENCER DR, WESTERLY, RI 02891-1287 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-5587 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 2021/5587 |
| Instrument | 2021-1210 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 6, 2020 |
| Property Address | 32 SPENCER DR, WESTERLY, RI 02891-1287 |
| Document Number | 2020-4217 |
| Book / Page | 002020 / 024217 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 5539 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 SPENCER DR WESTERLY RI 028911287, WESTERLY, RI 02891-1287 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 20, 2018 |
| Property Address | 32 SPENCER DR, WESTERLY, RI 02891-1287 |
| Document Number | 2018-6036 |
| Book / Page | 2018 / 6036 |
| Instrument | 1536 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20186039 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 02018/6039 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2048 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,031.00 (-1.21%) | $389,600 (+29.01%) Land $170,800 Building $218,800 | $449,502 |
| 2023 | $3,068.00 (+0.59%) | $302,000 (-) Land $122,000 Building $180,000 | |
| 2022 | $3,050.00 | $302,000 Land $122,000 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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