29 Spencer Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 29 Spencer Dr, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1985
Square Footage1,536 sqft Living Area
Lot Size12,055 sqft (0.277 acres)
OccupancyOwner Occupied
Last Sale$301,000 (2021)
Tax Bill$3,149.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:17 B:45
Alternative APNs
  • M:017 B:45 L
  • 15002601

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,536 sqft Living Area
Gross Area3,058 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGambrel Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,055 sqft (0.277 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number15002601
Street Address29 SPENCER DR
CityWESTERLY
StateRI
Zip02891-1289
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block45
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup1
Census Block1035
Census Tract50901

Owner

Source: Westerly Town records · APN WEST M:17 B:45

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address29 SPENCER DR, WESTERLY, RI 02891-1289
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEACOAST MORTGAGE CORPORATION
Jan 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2021 · Amount on Record
Deed SaleMar 05, 2021 · Amount on Record
Prior SaleApr 01, 2003 · Amount on Record
Deed Doc Number20211291
Deed Book / Page2021 / 5955
Record RefreshedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 05, 2021
Property Address29 SPENCER DR, WESTERLY, RI 02891-1289
Document Number2021-5955
Book / Page2021 / 5955
Instrument DateMar 04, 2021
Instrument2021-1291
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety

Mortgage

Document Number20211292
DateMar 05, 2021
Instrument2021-1292
Lender
NameSEACOAST MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address29 SPENCER DR, WESTERLY, RI 02891-1289
Document Number2018-2105
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address29 SPENCER DR WESTERLY RI 028911289, WESTERLY, RI 02891-1289

Mortgage

Document Number2018-2105
DateFeb 13, 2018
Book Page002018/002105
Instrument551
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 12, 2033

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,149.00 (+2.07%)$404,700 (+33.3%) Land $151,100 Building $253,600
2023$3,085.00 (+0.62%)$303,600 (-) Land $107,900 Building $195,700
2022$3,066.00$303,600 Land $107,900 Building $195,700

Flood & Wildfire

29 Spencer Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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