Warwick City property record for 32 Sarah Ln, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,292 sqft · built 1990 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $532,000 (Apr 2025) |
| Tax Bill | $5,514 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32804610000 |
| Primary APN | 32804610000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 2,869 sqft |
| 1st Floor Area | 1,292 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 151498 |
|---|---|
| Street Address | 32 SARAH LN |
| City | WARWICK |
| State | RI |
| Zip | 02889-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 461 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21401 |
32 Sarah Ln is owned and occupied by an individual who bought it in April 2025.
Source: Warwick City records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK |
| Apr 3, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Aug 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK |
| Jun 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2025 · Amount on File |
| Deed Sale | Apr 3, 2025 · Amount on File |
| Prior Sale | Oct 28, 2016 · Amount on File |
| Deed Document Number | 20253374 |
| Deed Book / Page | 10657 / 345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 24, 2026 |
| Property Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Document Number | 0000010004 |
| Book / Page | 10951 / 295 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202610004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Document Number | 0000010004, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 10951/295 |
| Instrument | 202610004 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 009792-131 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 9792/131 |
| Instrument | 6323 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 009937-194 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 9937/194 |
| Instrument | 17625 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 3, 2025 |
| Property Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Document Number | 010657-345 |
| Book / Page | 10657 / 345 |
| Instrument Date | Apr 3, 2025 |
| Instrument | 3374 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Document Number | 0000003375 |
|---|---|
| Date | Apr 3, 2025 |
| Instrument | 3375 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9937-194 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 9937/194 |
| Instrument | 17625 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 32 SARAH LN, WARWICK, RI 02889-1647 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9532-233 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 9532/233 |
| Instrument | 8026 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 32 Sarah Ln was $5,514.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,514.00 | $434,200 Land $105,300 Building $328,900 | |
| 2024 | $492,480 | ||
| 2023 | $5,355.00 (+8.18%) | $377,400 (+42.79%) Land $91,500 Building $285,900 | |
| 2022 | $4,950.00 | $264,300 Land $63,800 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Sarah Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2005–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Sarah Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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