Warwick City property record for 21 Sarah Ln, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,520 sqft · built 1991 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,900 (Apr 2026) |
| Tax Bill | $5,695 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32804540000 |
| Primary APN | 32804540000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 3,246 sqft |
| 1st Floor Area | 752 sqft |
| Basement Area | 192 sqft |
| Unfinished Basement | 192 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 100048731 |
|---|---|
| Street Address | 21 SARAH LN |
| City | WARWICK |
| State | RI |
| Zip | 02889-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 454 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21401 |
21 Sarah Ln is owned and occupied by two individuals who bought it in April 2026.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SARAH LN, WARWICK, RI 02889-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Aug 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP |
| Apr 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 12, 2018 | Deed of Trust, Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | Dec 6, 2002 · Amount on File |
| Deed Book / Page | 10869 / 281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 21 SARAH LN, WARWICK, RI 02889-1648 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010833-138 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 10833/138 |
| Instrument | 1168 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 21 SARAH LN, WARWICK, RI 02889-1648 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010363-115 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 10363/115 |
| Instrument | 8024 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 9, 2026 |
| Property Address | 21 SARAH LN, WARWICK, RI 02889-1648 |
| Document Number | 010869-281 |
| Book / Page | 10869 / 281 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20263701 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 SARAH LN, WARWICK, RI 02889-1648 |
| Date | Apr 9, 2026 |
|---|
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 21 SARAH LN, WARWICK, RI 02889-1648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9068-82 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 9068/82 |
| Instrument | 7817 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 21 Sarah Ln was $5,695.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,695.00 | $448,400 Land $105,300 Building $343,100 | |
| 2024 | $487,350 | ||
| 2023 | $5,628.00 (+0.59%) | $396,600 (+32.78%) Land $91,500 Building $305,100 | |
| 2022 | $5,595.00 | $298,700 Land $63,800 Building $234,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 Sarah Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2005–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 Sarah Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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