32 S Section St, Fairhope, AL 36532 Property Records

Baldwin County property record for 32 S Section St, Fairhope, AL 36532

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4.5 ba · 8,936 sqft · built 1955
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Tax Bill	$7,454 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-602-003.502`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-602-003.502`
Alternative APNs	`324896` `15505`

Interior

Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	8,936 sqft Adjusted Area
1st Floor Area	4,947 sqft
Upper Floors Area	3,615 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Urethane Foam
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	74.3 ft deep x 68.6 ft wide
Wet Bar	Wet Bar
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	324896
Street Address	32 S SECTION ST
City	FAIRHOPE
State	AL
Zip	36532-2212
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	68.6' X 74.3' BEG AT THE NE COR OF LOT 3 BLK 13 DIV 1 FST IN GR SEC 37 RUN TH S 30' FOR POB TH CONT S 68.6', TH W 74.3', TH N
Legal Subdivision	FAIRHOPE SINGLE TAX - DIV 1
Legal Block	13
Legal Lot Number	3
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	4
Census Block	4011
Census Tract	11202

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 S SECTION ST, FAIRHOPE, AL 36532-2212
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Nov 1, 2018	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	32 S SECTION ST, FAIRHOPE, AL 36532-2212
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001915211
Date	May 18, 2021
Instrument	1915211

Lender

Name	SMARTBANK
Type	Bank
Address	FAIRHOPE, AL 36532

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	32 S SECTION ST, FAIRHOPE, AL 36532-2212
Document Number	0001728739
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32 S SECTION ST FAIRHOPE AL 365322212, FAIRHOPE, AL 36532-2212

Mortgage

Document Number	0001728739
Date	Nov 7, 2018
Instrument	1728739

Lender

Name	BRANCH BK&TR
Type	Bank
Address	PO BOX 1290, WHITEVILLE, NC 28472-1290

Agreement

Amount	Amount Recorded
Term	984 Months
Due	Nov 6, 2100

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,454.00 (+22.7%)	$162,060 (+22.7%) Land $58,040 Building $104,020	$1,620,500 (+22.71%) Land $580,300 Building $1,040,200
2023	$6,075.00 (+4.96%)	$132,080 (+4.96%)	$1,320,600 (+4.96%) Land $620,900 Building $699,700
2022	$5,788.00 (+20.56%)	$125,840	$1,258,200 Land $580,300 Building $677,900
2021	$4,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1979–2005)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Aug 2005 · Hurricane Katrina
Claims by Event	Hurricane Katrina, Aug 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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