31 S Section St, Fairhope, AL 36532 Property Records

Baldwin County property record for 31 S Section St, Fairhope, AL 36532

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 12,456 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Tax Bill	$11,914 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-801-001.509`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-801-001.509`
Alternative APNs	`052107` `64917` `52107`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	12,456 sqft Adjusted Area
1st Floor Area	12,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	117 ft deep x 101 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	52107
Street Address	31 S SECTION ST
City	FAIRHOPE
State	AL
Zip	36532-2206
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	101.9' X 117' IRR THE W 117' OF THE E 122' OF LOT 8 AND THES 37.9' OF THE W 117' OF THE E 122' OF LOT 9 LESS THE N 1.6' OF TH
Legal Subdivision	FAIRHOPE SINGLE TAX - 04
Legal Block	6
Legal Lot Number	8-9
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	3
Census Block	3013
Census Tract	11202

Owner

31 S Section St, a commercial property, is owned by a company.

Source: Baldwin County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	19859 COUNTY ROAD 9, SILVERHILL, AL 36576-3218
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2019	Loan Modification, Mortgage IBERIABANK
Apr 11, 2017	Loan Modification, Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	31 S SECTION ST, FAIRHOPE, AL 36532-2206
Document Number	0001758921
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 S BANCROFT ST FAIRHOPE AL 365322101, FAIRHOPE, AL 36532-2101

Mortgage

Document Number	0001758921
Date	May 9, 2019
Instrument	1758921

Lender

Name	IBERIABANK
Type	Bank
Address	FAIRHOPE, AL 36532

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 8, 2029

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	31 S SECTION ST, FAIRHOPE, AL 36532-2206
Document Number	0001631177
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 S BANCROFT ST FAIRHOPE AL 365322101, FAIRHOPE, AL 36532-2101

Mortgage

Document Number	0001631177
Date	May 3, 2017
Instrument	1631177

Lender

Name	IBERIABANK
Type	Bank
Address	FAIRHOPE, AL 36532

Agreement

Amount	Amount on Record
Term	24 Months
Due	May 2, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 31 S Section St was $11,914.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,914.00	$259,020 Land $173,740 Building $85,280	$1,295,100 Land $868,700 Building $426,400
2023	$11,145.00 (+6.08%)	$242,300 (+6.09%)	$1,211,500 (+6.09%) Land $929,500 Building $282,000
2022	$10,506.00 (+7.39%)	$228,400	$1,142,000 Land $868,700 Building $273,300
2021	$9,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 S Section St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 units insured incl. 4 condo units
Nearby Flood Claims	9 (1979–2016)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 S Section St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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