32 S Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 32 S Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,000 sqft · built 1957
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jul 2018)
Tax Bill	$12,729 (2026)
Deeds & Mortgages	Mar 2020 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-21 000034`

Property Details

APN / Parcel Number

Primary APN	`R-21 000034`
Alternative APNs	`STOW M:000R-21 P:034` `M:000R=21 P:034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	1,536 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R-21 000034
Street Address	32 S ACTON RD
City	STOW
State	MA
Zip	01775-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1003
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 S ACTON RD, STOW, MA 01775-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 20, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Book / Page	71353 / 118
Transfer Doc	071353-118
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	32 S ACTON RD, STOW, MA 01775-1148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74373-36
Date	Mar 30, 2020
Book Page	74373/36
Instrument	46785

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 20, 2018
Property Address	32 S ACTON RD, STOW, MA 01775-1148
Document Number	71353-118
Book / Page	71353 / 118
Instrument	109491
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 S ACTON RD, STOW, MA 01775-1148

Mortgage

Document Number	713530121
Date	Jul 20, 2018
Instrument	71353/0121

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,729.00 (-9.12%)	$712,300 (-11.41%) Land $348,900 Building $363,400	$943,968 (+16.24%)
2025	$14,006.00 (-3.3%)	$804,000 (-5.8%) Land $332,300 Building $471,700	$812,060
2024	$14,484.00 (+6.32%)	$853,500 (+13.59%) Land $320,500 Building $533,000
2023	$13,623.00	$751,400 Land $305,900 Building $445,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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