24 S Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 24 S Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1949
Lot Size	0.955 acres (41,600 sqft)
Owner	Individual Name on File
Last Sale	$489,000 (Aug 2021)
Tax Bill	$10,425 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-21 000032`

Property Details

APN / Parcel Number

Primary APN	`R-21 000032`
Alternative APNs	`STOW M:000R-21 P:032` `M:000R=21 P:032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	3,402 sqft
1st Floor Area	780 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	897 sqft
Unfinished Basement	897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,600 sqft (0.955 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	R-21 000032
Street Address	24 S ACTON RD
City	STOW
State	MA
Zip	01775-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1003
Census Tract	323102

Owner

24 S Acton Rd is owned and occupied by an individual who bought it in August 2021.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	24 S ACTON RD, STOW, MA 01775-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Aug 13, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
Sep 14, 2020	Quit Claim Deed, Transfer WASHINGTON TR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Jul 23, 2014 · Amount on File
Deed Book / Page	78467 / 329
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	24 S ACTON RD, STOW, MA 01775-1148
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0084404-72
Date	Jul 25, 2025
Book Page	84404/72
Instrument	87246

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Aug 13, 2021
Property Address	24 S ACTON RD, STOW, MA 01775-1148
Document Number	78467-329
Book / Page	78467 / 329
Instrument Date	Aug 13, 2021
Instrument	181930
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 S ACTON RD, STOW, MA 01775-1148
Investor	Possibly a Property Investor

Mortgage

Document Number	181931
Date	Aug 13, 2021
Instrument	181931

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	24 S ACTON RD, STOW, MA 01775-1148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75609-223
Date	Sep 14, 2020
Book Page	75609/223
Instrument	161142

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Sep 14, 2020
Property Address	24 S ACTON RD, STOW, MA 01775-1148
Document Number	75663-570
Book / Page	075663 / 000570
Instrument Date	Sep 8, 2020
Instrument	166138
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S ACTON RD STOW MA 01775, STOW, MA 01775

Mortgage

Document Number	75609-223
Date	Sep 14, 2020
Book Page	075609/000223
Instrument	161142

Lender

Name	WASHINGTON TR MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,425.00 (+14.51%)	$583,400 (+11.63%) Land $337,600 Building $245,800	$597,947 (+27.83%)
2025	$9,104.00 (+1%)	$522,600 (-1.62%) Land $321,500 Building $201,100	$467,780
2024	$9,014.00 (+2.81%)	$531,200 (+9.84%) Land $310,100 Building $221,100
2023	$8,768.00	$483,600 Land $296,000 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 S Acton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 S Acton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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