Essex County and Saugus Town property record for 32 Prospect St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1928 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,000 (Oct 2017) |
| Tax Bill | $6,660 (2025) |
| Deeds & Mortgages | Sep 2024 Refinance Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-E B:0009 L:0023 |
| Primary APN | SAUG M:009-E B:0009 L:0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,148 sqft (0.164 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 550029 |
|---|---|
| Street Address | 32 PROSPECT ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Legal Lot Number | 23 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0009 L:0023
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 PROSPECT ST, SAUGUS, MA 01906-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU |
| Feb 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Oct 11, 2017 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on Record |
| Deed Sale | Oct 11, 2017 · Amount on Record |
| Prior Sale | Oct 30, 2003 · Amount on Record |
| Deed Book / Page | 36243 / 359 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 32 PROSPECT ST, SAUGUS, MA 01906-2155 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042349-27 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 42349/27 |
| Instrument | 20240930000780 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 32 PROSPECT ST, SAUGUS, MA 01906-2155 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039571-499 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 39571/499 |
| Instrument | 20210225000760 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Oct 11, 2017 |
| Property Address | 32 PROSPECT ST, SAUGUS, MA 01906-2155 |
| Document Number | 36243-359 |
| Book / Page | 36243 / 359 |
| Instrument | 435 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 PROSPECT ST, SAUGUS, MA 01906-2155 |
| Document Number | 362430361 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 36243/0361 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,660.00 (+3.87%) | $623,600 (+3.57%) Land $335,500 Building $288,100 | $623,675 |
| 2024 | $6,412.00 (+1.42%) | $602,100 (+7.23%) Land $318,100 Building $284,000 | |
| 2023 | $6,322.00 | $561,500 Land $291,100 Building $270,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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