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29 Prospect St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 29 Prospect St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,112 sqft · built 1928
Lot Size0.186 acres (8,102 sqft)
Owner2 Individual Names on File
Last Sale$860,000 (Oct 2025)
Tax Bill$7,525 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSAUG M:009-E B:0008 L:0006

Property Details

APN / Parcel Number

Primary APNSAUG M:009-E B:0008 L:0006
Alternative APNs
  • M:009=E B:0008 L:0006
  • 9103018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,112 sqft Living Area
Gross Area3,631 sqft
1st Floor Area768 sqft
Basement Area816 sqft
Unfinished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,102 sqft (0.186 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number9103018
Street Address29 PROSPECT ST
CitySAUGUS
StateMA
Zip01906-2154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block8
Legal Lot Number6
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1012
Census Tract208301

Owner

Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0008 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address29 PROSPECT ST, SAUGUS, MA 01906-2154
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Line of Credit
LIBERTY BAY CREDIT UNION
Oct 09, 2025Quit Claim Deed, Transfer · Conventional Mortgage
LIBERTY BAY CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2025 · Amount on Record
Deed SaleOct 09, 2025 · Amount on Record
Prior SaleAug 13, 2003 · Amount on Record
Deed Book / Page42998 / 203
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address29 PROSPECT ST, SAUGUS, MA 01906-2154
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043190-148
DateJan 22, 2026
Book Page43190/148
Instrument20260122000450
Lender
NameLIBERTY BAY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateOct 09, 2025
Property Address29 PROSPECT ST, SAUGUS, MA 01906-2154
Document Number042998-203
Book / Page42998 / 203
Instrument DateOct 09, 2025
Instrument20251009003210
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address29 PROSPECT ST, SAUGUS, MA 01906-2154

Mortgage

Document Number20251009003220
DateOct 09, 2025
Instrument20251009003220
Lender
NameLIBERTY BAY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,525.00 (+3.72%)$704,600 (+3.44%) Land $339,200 Building $365,400$841,605
2024$7,255.00 (-0.12%)$681,200 (+5.6%) Land $321,600 Building $359,600
2023$7,264.00$645,100 Land $294,300 Building $350,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 429 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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