32 Otsego Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 32 Otsego Rd, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,988 sqft · built 1920
Lot Size	0.212 acres (9,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$609,000 (Sep 2020)
Tax Bill	$10,073 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-015-00031`

Property Details

APN / Parcel Number

Primary APN	`21-015-00031`
Alternative APN	`WORC M:21 B:015 L:00031`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,988 sqft Living Area
Gross Area	5,771 sqft
1st Floor Area	1,518 sqft
Attic	Attic
Attic Area	1,176 sqft
Basement Area	1,399 sqft
Unfinished Basement	1,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Brick
Roof Type	Hip
Roof Material	Slate
Lot Area	9,236 sqft (0.212 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	21-015-00031
Street Address	32 OTSEGO RD
City	WORCESTER
State	MA
Zip	01609-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	15
Legal Lot Number	31
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3001
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 OTSEGO RD, WORCESTER, MA 01609-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit ST MARY'S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Book / Page	63316 / 29
Prior Transfer Date	Sep 19, 2020
Prior Transfer Doc	63316-29
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 22, 2020
Property Address	32 OTSEGO RD, WORCESTER, MA 01609-1736
Document Number	63316-29
Book / Page	63316 / 29
Instrument Date	Sep 19, 2020
Instrument	110121
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	OTSEGO RD, WORCESTER, MA

Mortgage

Document Number	110122
Date	Sep 22, 2020
Instrument	110122

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 OTSEGO RD, WORCESTER, MA 01609-1736
Document Number	57619-359
Book / Page	057619 / 000359
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57619-359
Date	Aug 23, 2017
Book Page	057619/000359
Instrument	91844

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,073.00 (+2.92%)	$758,500 (+2.22%) Land $129,300 Building $629,200	$727,558 (-7.07%)
2025	$9,787.00 (+5.83%)	$742,000 (+15.06%) Land $123,100 Building $618,900	$782,895 (+1.18%)
2024			$773,775
2023	$9,248.00	$644,900 Land $106,000 Building $538,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

Cell Coverage

5G (outdoors only) and 4G LTE

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