26 Otsego Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 26 Otsego Rd, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,236 sqft · built 1935
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,980 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-015-00046`

Property Details

APN / Parcel Number

Primary APN	`21-015-00046`
Alternative APN	`WORC M:21 B:015 L:00046`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,236 sqft Living Area
Gross Area	5,868 sqft
1st Floor Area	1,464 sqft
Attic	Attic
Attic Area	1,380 sqft
Basement Area	1,464 sqft
Unfinished Basement	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Tudor
Exterior Material	Combination
Construction Type	Stone
Roof Type	Gable
Roof Material	Slate
Lot Area	8,850 sqft (0.203 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	21-015-00046
Street Address	26 OTSEGO RD
City	WORCESTER
State	MA
Zip	01609-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	15
Legal Lot Number	46
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3001
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 OTSEGO RD, WORCESTER, MA 01609-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC
Oct 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC
Aug 25, 2017	Deed of Trust, Mortgage · ARM MILLBURY NATIONAL BANK
Aug 25, 2017	Deed of Trust, Mortgage · ARM MILLBURY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2021
Transfer Doc	066273-150
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 12, 2021
Property Address	26 OTSEGO RD, WORCESTER, MA 01609-1736
Document Number	66273-150
Book / Page	66273 / 150
Instrument Date	Oct 6, 2021
Instrument	143005
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 OTSEGO RD, WORCESTER, MA 01609-1736

Mortgage

Document Number	66273-153
Date	Oct 12, 2021
Book Page	66273/153
Instrument	143006

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 12, 2021
Property Address	26 OTSEGO RD, WORCESTER, MA 01609-1736
Document Number	066273-150
Book / Page	66273 / 150
Instrument Date	Oct 6, 2021
Instrument	143005
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 OTSEGO RD, WORCESTER, MA 01609-1736

Mortgage

Document Number	0000143006
Date	Oct 12, 2021
Instrument	143006

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	26 OTSEGO RD, WORCESTER, MA 01609-1736
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57634-253
Date	Aug 25, 2017
Book Page	57634/253
Instrument	93087

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	26 OTSEGO RD, WORCESTER, MA 01609-1736
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57634-273
Date	Aug 25, 2017
Book Page	57634/273
Instrument	93088

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Margin	5

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,980.00 (+14.66%)	$756,600 (+24.65%) Land $123,000 Building $633,600	$773,205 (+2.64%)
2024			$753,350
2023	$8,704.00	$607,000 Land $105,900 Building $501,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

Cell Coverage

5G (outdoors only) and 4G LTE

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