Norfolk County and Franklin Town City property record for 24 Opal Cir, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,145 sqft · built 2007 |
| Lot Size | 0.918 acres (40,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,000 (Feb 2019) |
| Tax Bill | $13,085 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jul 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:341 L:004=024 |
| Primary APN | M:341 L:004=024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,145 sqft Living Area |
| Gross Area | 8,128 sqft |
| Basement Area | 2,143 sqft |
| Unfinished Basement | 2,143 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,001 sqft (0.918 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 24 OPAL CIR |
|---|---|
| City | FRANKLIN |
| State | MA |
| Zip | 02038-4623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SOUTH HILL ESTATES |
| Legal Lot Number | 4-24 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 442201 |
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 OPAL CIR, FRANKLIN, MA 02038-4623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jul 17, 2024 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Apr 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Mar 24, 2020 | Deed of Trust, Mortgage LEADER BK NA |
| Feb 13, 2019 | Quit Claim Deed, Transfer LEADER BK NA |
| Aug 27, 2018 | Deed of Trust, Mortgage MORGAN STANLEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | May 24, 2007 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 24 OPAL CIR, FRANKLIN, MA 02038-4623 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001473472 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 1473472 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 24 OPAL CIR, FRANKLIN, MA 02038-4623 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001538931 |
|---|---|
| Date | Jul 17, 2024 |
| Instrument | 1538931 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 24 OPAL CIR, FRANKLIN, MA 02038-4623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1473472 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 1473472 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 24 OPAL CIR, FRANKLIN, MA 02038-4623 |
| Document Number | 0001443060 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 OPAL CIR FRANKLIN MA 020384623, FRANKLIN, MA 02038-4623 |
| Document Number | 0001443060 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 1443060 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Feb 13, 2019 |
| Property Address | 24 OPAL CIR, FRANKLIN, MA 02038-4623 |
| Document Number | 0001416791 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 1416791 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 OPAL CIR FRANKLIN MA 020384623, FRANKLIN, MA 02038-4623 |
| Document Number | 1416792 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 1416792 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 24 OPAL CIR, FRANKLIN, MA 02038-4623 |
| Document Number | 0000008417 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 24 OPAL CIR FRANKLIN MA 020384623, FRANKLIN, MA 02038-4623 |
| Document Number | 0000008417 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 8417 |
| Name | MORGAN STANLEY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 11, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.94% |
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,085.00 (-3.09%) | $1,126,100 (-1.67%) Land $377,200 Building $748,900 | $1,243,075 (+7.29%) |
| 2024 | $13,502.00 (+8.58%) | $1,145,200 (+15.85%) Land $377,200 Building $768,000 | $1,158,620 |
| 2023 | $12,435.00 | $988,500 Land $320,500 Building $668,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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