Okaloosa County property record for 32 Old Ferry Rd, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,284 sqft · built 1992 |
| Lot Size | 0.215 acres (9,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Mar 2020) |
| Tax Bill | $7,523 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2020 Sale & Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-592-7729-3 |
| Primary APN | C56-000-592-7729-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 2,284 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,342 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 32 OLD FERRY RD |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERRY ROAD MANOR LOT 4 AND SHALIMAR ADD LOT 7 BLK 1 |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | FERRY ROAD MANOR |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21501 |
32 Old Ferry Rd is owned and occupied by two individuals who bought it in March 2020.
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 OLD FERRY RD, SHALIMAR, FL 32579-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Warranty Deed, Transfer · Commercial Mortgage GERMANTOWN TRUST & SAVINGS BANK |
| Mar 5, 2020 | Warranty Deed, Transfer · Line of Credit GERMANTOWN TRUST & SAVINGS BANK |
| Oct 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 19, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2020 · Amount on File |
| Deed Sale | Mar 5, 2020 · Amount on File |
| Deed Document Number | 20203342435 |
| Deed Book / Page | 3448 / 571 |
| Prior Transfer Date | Sep 25, 2018 |
| Prior Transfer Doc | 0033713697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 30, 2022 |
| Property Address | 32 OLD FERRY RD, SHALIMAR, FL 32579-1213 |
| Document Number | 0036564717 |
| Book / Page | 3656 / 4717 |
| Map Reference | MB 1 PG 95A |
| Instrument Date | Dec 30, 2022 |
| Instrument | 3598712 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1130 SWECTBNAR ST, FORT WALTON BEACH, FL 32547 |
| Name | Verified Name |
|---|---|
| Address | 32 OLD FERRY RD, SHALIMAR, FL 32579-1213 |
| Document Number | 0003598713 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 3598713 |
| Name | GERMANTOWN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 5, 2020 |
| Property Address | 32 OLD FERRY RD, SHALIMAR, FL 32579-1213 |
| Document Number | 0034480571 |
| Book / Page | 3448 / 571 |
| Map Reference | MB 11 PG 45 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 3342435 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 FOREST TRL, 140, MILLBROOK, AL 36054-2447 |
| Name | Verified Name |
|---|---|
| Address | 1112 STARLIFTER DR, LEBANON, IL 62254-2724 |
| Document Number | 0034480573 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 3448/0573 |
| Name | GERMANTOWN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 19, 2018 |
| Property Address | 32 OLD FERRY RD, SHALIMAR, FL 32579-1213 |
| Document Number | 0033713695 |
| Book / Page | 003371 / 003695 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 3238670 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 OLD FERRY RD SHALIMAR FL 325791213, SHALIMAR, FL 32579-1213 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 19, 2018 |
| Property Address | 32 OLD FERRY RD, SHALIMAR, FL 32579-1213 |
| Document Number | 0033713697 |
| Book / Page | 003371 / 003697 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 3238671 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 32 OLD FERRY RD SHALIMAR FL 325791213, SHALIMAR, FL 32579-1213 |
The 2025 property tax bill for 32 Old Ferry Rd was $7,523.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Shalimar Town |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,523.00 | $530,638 Land $247,706 Building $282,932 | $530,638 Land $247,706 Building $282,932 |
| 2023 | $5,237.00 (+9.17%) | $390,587 (+6.56%) Land $89,852 Building $300,735 | $390,587 (+6.56%) Land $89,852 Building $300,735 |
| 2022 | $4,797.00 | $366,540 Land $83,974 Building $282,566 | $366,540 Land $83,974 Building $282,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Old Ferry Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 148 condo units |
| Nearby Flood Claims | 257 (1979–2020) |
| Claims Outside the SFHA | 100 of 257 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Old Ferry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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