28 Old Ferry Rd, Shalimar, FL 32579 Property Records

Okaloosa County property record for 28 Old Ferry Rd, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 1992
Lot Size	0.218 acres (9,478 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-000-592-7731-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7731-9`
Alternative APNs	`06-2S-23-0895-0000-0060` `23S206089500000060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	1,524 sqft
Upper Floors Area	552 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,478 sqft (0.218 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	28 OLD FERRY RD
City	SHALIMAR
State	FL
Zip	32579-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERRY ROAD MANOR LOT 6
Legal Range	23W
Legal Township	02S
Legal Section	06
Legal Subdivision	FERRY ROAD MANOR
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2007
Census Tract	21501

Owner

28 Old Ferry Rd is owned and occupied by two individuals.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 OLD FERRY RD, SHALIMAR, FL 32579-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	28 OLD FERRY RD, SHALIMAR, FL 32579-1213
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 OLD FERRY RD, SHALIMAR, FL 32579-1213

Mortgage

Document Number	0036624663
Date	Feb 21, 2023
Book Page	3662/4663
Instrument	3607354

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 28 Old Ferry Rd was $1,575 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Shalimar Town
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 Homeowner's exemption Veteran's exemption	$231,163	$383,088 Land $128,440 Building $254,648
2023	$2,433.00 (+4.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$218,105 (+3%)	$381,135 (+8.62%) Land $89,852 Building $291,283
2022	$2,331.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$211,752	$350,888 Land $83,974 Building $266,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Old Ferry Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 148 condo units
Nearby Flood Claims	257 (1979–2020)
Claims Outside the SFHA	100 of 257
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 20 claims Hurricane Frances, Sep 2004 · 97 claims Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Old Ferry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20