32 Ocean Dr, Clayton, NC 27520 Property Records

Johnston County property record for 32 Ocean Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,470 sqft · built 2016
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06G05019A`

Property Details

APN / Parcel Number

Primary APN	`06G05019A`
Alternative APNs	`2000238477` `2000252108`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,470 sqft Living Area
Gross Area	4,508 sqft
1st Floor Area	1,619 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000252108
Street Address	32 OCEAN DR
City	CLAYTON
State	NC
Zip	27520-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 13 SUNSET RIDGE PH 2 80/317
Legal Subdivision	SUNSET RIDGE SUBDIVISION
Legal Phase	2
Legal Lot Number	13
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2005
Census Tract	41106

Owner

Source: Johnston County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 OCEAN DR, CLAYTON, NC 27520-3667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Oct 2, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 27, 2026	Intrafamily Transfer, Transfer · FHA Mortgage EMM LOANS LLC
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026
Deed Sale	Mar 27, 2026
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	20269301
Deed Book / Page	7076 / 804
Prior Transfer Date	Mar 23, 2026
Prior Transfer Doc	0000009301
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Jul 13, 2026
Property Address	32 OCEAN DR, CLAYTON, NC 27520-3667
Document Number	0000022727
Book / Page	7149 / 955
Instrument Date	Jul 8, 2026
Instrument	202622727
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OCEAN DR, CLAYTON, NC 27520-3667

Mortgage

Document Number	0000022727,
Date	Jul 13, 2026
Book Page	7149/955
Instrument	202622727

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 8, 2036

Interest

Rate	6.52%
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	32 OCEAN DR, CLAYTON, NC 27520-3667
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030036
Date	Oct 2, 2024
Book Page	DEED6751/828
Instrument	2024030036

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2054

Interest

Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Mar 27, 2026
Property Address	32 OCEAN DR, CLAYTON, NC 27520-3667
Document Number	0000009301
Book / Page	DEED7076 / 804
Map Reference	MB 80 PG 317 & 318
Instrument Date	Mar 23, 2026
Instrument	2026009301
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 OCEAN DR, CLAYTON, NC 27520-3667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OCEAN DR, CLAYTON, NC 27520-3667

Mortgage

Document Number	0000009302
Date	Mar 27, 2026
Instrument	2026009302

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 22, 2022
Property Address	32 SONNY RD, CLAYTON, NC 27520
Document Number	0000820035
Book / Page	6307 / 369
Map Reference	MB 80 PG 317&318
Instrument Date	Jul 18, 2022
Instrument	2022820035
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 ATTAVAR WAY, 130, GARNER, NC 27529-6276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OCEAN DR, CLAYTON, NC 27520-3667

Mortgage

Document Number	0000820036
Date	Jul 22, 2022
Instrument	2022820036

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 30, 2021
Property Address	32 SONNY RD, CLAYTON, NC 27520
Document Number	0000747095
Book / Page	5919 / 595
Map Reference	MB 80 PG 317&318
Instrument Date	Apr 30, 2021
Instrument	2021747095
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OCEAN DR, CLAYTON, NC 27520-3667

Mortgage

Document Number	0000747096
Date	Apr 30, 2021
Instrument	2021747096

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,378.00 (+13.32%)	$530,170 (+60.14%) Land $75,000 Building $455,170	$530,170 (+60.14%) Land $75,000 Building $455,170
2023	$2,981.00	$331,060 Land $50,000 Building $281,060	$331,060 Land $50,000 Building $281,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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