103 Ocean Dr, Clayton, NC 27520 Property Records

Johnston County property record for 103 Ocean Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,291 sqft · built 2016
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Dec 2021)
Tax Bill	$3,092 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06G05031D`

Property Details

APN / Parcel Number

Primary APN	`06G05031D`
Alternative APN	`2000245135`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,291 sqft Living Area
Gross Area	4,094 sqft
1st Floor Area	1,414 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000245135
Street Address	103 OCEAN DR
City	CLAYTON
State	NC
Zip	27520-3668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 43 SUNSET RIDGE PH 2 80/317
Legal Subdivision	SUNSET RIDGE SUB PH 2
Legal Phase	2
Legal Lot Number	43
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2005
Census Tract	41106

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 OCEAN DR, CLAYTON, NC 27520-3668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 13, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	2021784480
Deed Book / Page	6123 / 805
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 1, 2021
Property Address	103 OCEAN DR, CLAYTON, NC 27520-3668
Document Number	0000784480
Book / Page	6123 / 805
Map Reference	MB 80 PG 317&318
Instrument Date	Nov 15, 2021
Instrument	2021784480
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OCEAN DR, CLAYTON, NC 27520-3668

Mortgage

Document Number	0000784481
Date	Dec 1, 2021
Instrument	2021784481

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 13, 2017
Property Address	103 OCEAN DR, CLAYTON, NC 27520-3668
Document Number	0000522691
Map Reference	PB 80 PG 317-318
Instrument Date	Feb 7, 2017
Instrument	2017522691
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8025 CREEDMOOR RD STE 100, 8025, RALEIGH, NC 27613-4483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OCEAN DR, CLAYTON, NC 27520-3668

Mortgage

Document Number	0000522692
Date	Mar 13, 2017
Instrument	2017522692

Lender

Name	WELLS FARGO BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,092.00 (+27.72%)	$494,830 (+59.93%) Land $75,000 Building $419,830	$494,830 (+59.93%) Land $75,000 Building $419,830
2023	$2,421.00	$309,410 Land $50,000 Building $259,410	$309,410 Land $50,000 Building $259,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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