32 Oakdene Ter, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 32 Oakdene Ter, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,464 sqft · built 1905
Lot Size	0.109 acres (4,726 sqft)
Owner	Individual Name on File
Last Sale	$690,000 (Mar 2014)
Tax Bill	$11,864 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00073-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`13-00073-0000-00017`
Alternative APN	`130007300017`

Interior

Stories	1 Story
Building Area	2,464 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Stone
Construction Type	Stone
Lot Area	4,726 sqft (0.109 acres)
Lot Dimensions	105 ft deep x 45 ft wide

Location & Zoning

Street Address	32 OAKDENE TER
City	EDGEWATER
State	NJ
Zip	07020-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	45X105
Legal Subdivision	EDGEWATER
Legal Block	73
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

32 Oakdene Ter is owned and occupied by an individual who bought it in March 2014.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	32 OAKDENE TER, EDGEWATER, NJ 07020-1102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2014 · Amount on File
Deed Sale	Mar 7, 2014 · Amount on File
Prior Sale	Jun 7, 2011 · Amount on File
Deed Document Number	201414634
Deed Book / Page	1630 / 2464
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	32 OAKDENE TER, EDGEWATER, NJ 07020-1102
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039551428
Date	Feb 11, 2021
Book Page	3955/1428
Instrument	2021018904

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	32 OAKDENE TER, EDGEWATER, NJ 07020-1102
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	BLUELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041910622
Date	Jun 4, 2021
Book Page	4191/622
Instrument	2021090077

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 32 Oakdene Ter was $11,864, up 8.3% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,600 (+4.35%) Land $340,700 Building $411,900	$752,600 (+4.35%) Land $340,700 Building $411,900
2025	$11,864.00 (+8.29%)	$721,200 Land $326,200 Building $395,000	$721,200 Land $326,200 Building $395,000
2024	$10,956.00
2023		$667,100 Land $302,900 Building $364,200	$667,100 Land $302,900 Building $364,200
2022	$10,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Oakdene Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Oakdene Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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