32 Moray Ln, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 32 Moray Ln, Ipswich, MA 01938

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 3,334 sqft · built 2015
Lot Size24.8 acres (1,084,238 sqft)
OwnerTrust Name on File
Last Sale$1,599,000 (Dec 2021)
Tax Bill$17,956 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNIPSW M:051 B:007A L:093

Property Details

APN / Parcel Number

Primary APNIPSW M:051 B:007A L:093
Alternative APN
  • 6122

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,334 sqft Living Area
Gross Area5,910 sqft
Basement Area1,082 sqft
Unfinished Basement216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area1,084,238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number6122
Street Address32 MORAY LN
CityIPSWICH
StateMA
Zip01938-1195
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRRA
Legal Block7A
Legal Lot Number93
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group2
Census Block2009
Census Tract223300

Owner

32 Moray Ln, a condominium, is held in a trust since April 2025.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address32 MORAY LN, 32, IPSWICH, MA 01938-1195
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Condominium Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE
Dec 12, 2019Deed of Trust, Mortgage · Balloon Mortgage
EASTERN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Prior SaleApr 28, 2016 · Amount on File
Deed Book / Page40541 / 57
Last Transfer DateApr 3, 2025
Transfer Doc042649-328
Record UpdatedOct 29, 2026

December 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionIPSWICH MA
Recording DateDec 2, 2021
Property Address32 MORAY LN, IPSWICH, MA 01938-1195
Document Number0040541-57
Book / Page40541 / 57
Instrument DateNov 30, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32 MORAY LN # 32, 32, IPSWICH, MA 01938-1195

Mortgage

Document Number0004054162
DateDec 2, 2021
Instrument40541/62
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address32 MORAY LN, IPSWICH, MA 01938-1195
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38104-472
DateDec 12, 2019
Book Page38104/472
Instrument20191212002700
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 Moray Ln was $17,956, down 2.7% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,956.00 (-2.74%)$1,665,700 (+0.6%) Building $1,665,700$1,867,234 (+3.7%)
2025$18,461.00 (+13.49%)$1,655,700 (+15.83%) Building $1,655,700$1,800,535
2024$16,267.00 (+13.89%)$1,429,400 (+22.39%) Building $1,429,400
2023$14,283.00$1,167,900 Building $1,167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Moray Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Moray Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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