16 Moray Ln, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 16 Moray Ln, Ipswich, MA 01938

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 3,232 sqft · built 2013
Lot Size	24.8 acres (1,084,238 sqft)
Owner	2 Individual Names on File
Last Sale	$699,900 (Nov 2014)
Tax Bill	$13,194 (2026)
Deeds & Mortgages	Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:051 B:007A L:077`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:051 B:007A L:077`
Alternative APN	`6104`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
Gross Area	3,756 sqft
Basement Area	1,335 sqft
Unfinished Basement	267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,084,238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6104
Street Address	16 MORAY LN
City	IPSWICH
State	MA
Zip	01938-1195
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RRA
Legal Block	7A
Legal Lot Number	77
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	2
Census Block	2009
Census Tract	223300

Owner

16 Moray Ln, a condominium, is owned and occupied by two individuals who acquired it in July 2020.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 MORAY LN, IPSWICH, MA 01938-1195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2014 · Amount on File
Deed Sale	Nov 4, 2014 · Amount on File
Deed Book / Page	33650 / 245
Last Transfer Date	Jul 29, 2020
Transfer Doc	38781-139
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Aug 3, 2020
Property Address	16 MORAY LN, IPSWICH, MA 01938-1195
Document Number	38781-139
Book / Page	38781 / 139
Instrument Date	Jul 29, 2020
Instrument	20200803003940
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 MORAY LN, IPSWICH, MA 01938-1195

Mortgage

Document Number	38781-142
Date	Aug 3, 2020
Book Page	38781/142
Instrument	20200803003950

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 16 Moray Ln was $13,194, down 2% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,194.00 (-2.03%)	$1,223,900 (+1.33%) Building $1,223,900	$1,300,651 (+4.24%)
2025	$13,467.00 (+7.35%)	$1,207,800 (+9.56%) Building $1,207,800	$1,247,730
2024	$12,545.00 (+14.48%)	$1,102,400 (+23.04%) Building $1,102,400
2023	$10,958.00	$896,000 Building $896,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Moray Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Moray Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20