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32 Kensington Ct E, Elgin, SC 29045 Property Records

Kershaw County property record for 32 Kensington Ct E, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details5,084 sqft · built 2019
Lot Size0.83 acres (36,155 sqft)
Owner2 Individual Names on Record
Last Sale$388,449 (May 2019)
Deeds & MortgagesJun 2020 Mortgage
May 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN349-03-08-030-SJI

Property Details

APN / Parcel Number

Primary APN349-03-08-030-SJI
Alternative APN
  • 1052

Interior

Building Area5,084 sqft Gross Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area36,155 sqft (0.83 acres)

Location & Zoning

Account Number1052
Old Parcel Number349-03-08-030 SJI
Street Address32 KENSINGTON CT E
CityELGIN
StateSC
Zip29045-8456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAIGS CREEK SUBDIV PHASE 8 LOT 30
Legal SubdivisionHAIGS CREEK SUBD
Legal Phase8
Legal Lot Number30
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1028
Census Tract970906

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address32 KENSINGTON CT E, ELGIN, SC 29045-8456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · VA Mortgage
AMERIS BK
May 9, 2019Grant Deed, Subdivision Related Transfer · Line of Credit
AMERIS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2019 · Amount on Record
Deed SaleMay 1, 2019 · Amount on Record
Deed Document Number0004023280
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address32 KENSINGTON CT E, ELGIN, SC 29045-8456
Document Number0000005727
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address32 KENSINGTON CT E ELGIN SC 290458456, ELGIN, SC 29045-8456

Mortgage

Document Number0000005727
DateJul 2, 2020
Book Page004252/000001
Instrument5727
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateMay 9, 2019
Property Address32 KENSINGTON CT E, ELGIN, SC 29045-8456
Document Number0000003500
Book / Page004023 / 000280
Instrument DateMay 1, 2019
Instrument3500
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,437.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address32 KENSINGTON CT E ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number3501
DateMay 9, 2019
Book Page004023/000283
Instrument3501
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 8, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$423,400 (-0.12%) Land $52,000 Building $371,400$423,400 (-0.12%)
2023$423,900 Land $52,000 Building $371,900$423,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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