Kershaw County property record for 13 Kensington Ct E, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4,051 sqft · built 2020 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,994 (Mar 2020) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 349-03-08-033-SJI |
| Primary APN | 349-03-08-033-SJI |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,051 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Account Number | 1052 |
|---|---|
| Street Address | 13 KENSINGTON CT E |
| City | ELGIN |
| State | SC |
| Zip | 29045-8456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAIGS CREEK SUBDIV PHASE 8 LOT 33 |
| Legal Subdivision | HAIGS CREEK SUBD |
| Legal Phase | 8 |
| Legal Lot Number | 33 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970906 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13 KENSINGTON CT E, ELGIN, SC 29045-8456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2020 | Grant Deed, Transfer · VA Mortgage AMERIS BK |
| Jul 2, 2018 | Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2020 · Amount on Record |
| Deed Sale | Mar 7, 2020 · Amount on Record |
| Deed Document Number | 0004197133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 1, 2020 |
| Property Address | 13 KENSINGTON CT E, ELGIN, SC 29045-8456 |
| Document Number | 0000002874 |
| Book / Page | 004197 / 000133 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2874 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 KENSINGTON CT E ELGIN SC 290458456, ELGIN, SC 29045-8456 |
| Document Number | 2875 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 004197/000139 |
| Instrument | 2875 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 13 KENSINGTON CT E, ELGIN, SC 29045-8456 |
| Document Number | 0000009641 |
| Instrument Date | Jul 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000009641 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 004324/000298 |
| Instrument | 9641 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | LUGOFF, SC 29078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Oct 14, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $346,300 (-) Land $52,000 Building $294,300 | $346,300 (-) |
| 2023 | $346,300 Land $52,000 Building $294,300 | $346,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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