32 Gilbert St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 32 Gilbert St, Oneonta, NY 13820

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,684 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on File
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Sep 2024 Sale
Flood Zone	Zone X (moderate risk)
APN	`361200 299.16-3-9`

Property Details

APN / Parcel Number

Primary APN	`361200 299.16-3-9`
Alternative APNs	`120029901600030090000000` `3911 1542`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,684 sqft Total Area
1st Floor Area	872 sqft
2nd Floor Area	812 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Porch	Slab
Porch Area	350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 1542
Street Address	32 GILBERT ST
City	ONEONTA
State	NY
Zip	13820-2784
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	120
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1013
Census Tract	591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 299.16-3-9

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	470 GREENVILLE RD, MONSON, ME 04464
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 28, 2024
Transfer Doc	0000000444
Record Updated	Jun 08, 2026

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 03, 2024
Property Address	32 GILBERT ST, ONEONTA, NY 13820-2784
Document Number	0000000444
Instrument Date	Aug 28, 2024
Instrument	2024-3444
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	470 GREENVILLE RD, MONSON, ME 04464

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,313.00	$115,000 (-) Land $18,900 Building $96,100	$161,972 (+14.08%) Land $26,620 Building $135,352
2023		$115,000 Land $18,900 Building $96,100	$141,975 Land $23,333 Building $118,642

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), as of March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775911001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1978–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3800154, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONEONTA CITY serves 15,954 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.