Otsego County and Oneonta City property record for 30 Gilbert St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 1895 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Oct 2023) |
| Tax Bill | $4,368 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Line of Credit Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 361200 299.16-3-10 |
| Primary APN | 361200 299.16-3-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 724 sqft |
| 2nd Floor Area | 528 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 304 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1541 |
|---|---|
| Street Address | 30 GILBERT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 299.16-3-10
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 GILBERT ST, ONEONTA, NY 13820-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Warranty Deed, Transfer · Line of Credit FIRST SB |
| Apr 26, 2021 | Executor's Deed, Transfer |
| Jun 07, 2019 | Deed of Trust, Mortgage · Line of Credit USNY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Deed Document Number | 20234485 |
| Prior Transfer Date | Apr 06, 2021 |
| Prior Transfer Doc | 288 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 31, 2023 |
| Property Address | 30 GILBERT ST, ONEONTA, NY 13820-2227 |
| Document Number | 0000000485 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023-4485 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 MAPLE ST, ONEONTA, NY 13820-1920 |
| Document Number | 0000000486 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023-4486 |
| Name | FIRST SB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 26, 2021 |
| Property Address | 30 GILBERT ST, ONEONTA, NY 13820-2227 |
| Document Number | 288 |
| Instrument Date | Apr 06, 2021 |
| Instrument | 2021-2288 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 GILBERT ST, ONEONTA, NY 13820-2227 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 30 GILBERT ST, ONEONTA, NY 13820-2227 |
| Document Number | 0000002595 |
| Instrument Date | Jun 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 30 GILBERT ST ONEONTA NY 138202227, ONEONTA, NY 13820-2227 |
| Document Number | 0000002595 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2595 |
| Name | USNY BK |
|---|---|
| Type | Bank |
| Address | ONEONTA, NY 13820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,368.00 | $115,000 (-) Land $19,500 Building $95,500 | $161,972 (+14.08%) Land $27,465 Building $134,507 |
| 2023 | Homeowner's exemption | $115,000 (-) Land $19,500 Building $95,500 | $141,975 (+13.58%) Land $24,074 Building $117,901 |
| 2022 | $115,000 Land $19,500 Building $95,500 | $125,000 Land $21,196 Building $103,804 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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