32 Gardner St, Jackson, TN 38301 Property Records

Madison County property record for 32 Gardner St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,052 sqft · built 2001
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Mar 2004)
Tax Bill	$453 (2024)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`100J-B-004.00`

Property Details

APN / Parcel Number

Primary APN	`100J-B-004.00`
Alternative APNs	`01100JB100J00400` `057100J B 00400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	1,052 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 GARDNER ST
City	JACKSON
State	TN
Zip	38301-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE PB 0001 PG 0116 BLK 0003 LOT NOTE W 100 FEET 17 AND 18 100 X 100
Legal Subdivision	CEDAR GROVE
Legal Block	3
Jurisdiction	MADISON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3065
Census Tract	1300

Owner

Source: Madison County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1535 INDUSTRIAL RD, DYERSBURG, TN 38024-2342
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2004 · Amount on Record
Deed Sale	Mar 1, 2004 · Amount on Record
Prior Sale	Jun 30, 1999 · Amount on Record
Deed Book / Page	649 / 905
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Mar 2, 2022
Property Address	32 GARDNER ST, JACKSON, TN 38301-7510
Document Number	00D769/882
Book / Page	D769 / 882
Instrument Date	Feb 22, 2022
Instrument	22002727
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,882.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 INDUSTRIAL RD, DYERSBURG, TN 38024-2342
Investor	Possibly a Property Investor

Mortgage

Document Number	T2188/1501
Date	Mar 2, 2022
Book Page	T2188/1501
Instrument	22002728

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,200 (-) Land $4,000 Building $20,200	$96,800 (-) Land $16,000 Building $80,800
2024	$453.00 (-46.26%)
2023		$24,200 Land $4,000 Building $20,200
2022	$843.00		$96,800 Land $16,000 Building $80,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	8 of 17
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: SI Wireless, T-Mobile.

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