31 Gardner St, Jackson, TN 38301 Property Records

Madison County property record for 31 Gardner St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,183 sqft · built 1957
Lot Size	0.369 acres (16,050 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2023)
Tax Bill	$415 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100J-A-009.00`

Property Details

APN / Parcel Number

Primary APN	`100J-A-009.00`
Alternative APNs	`01100JA100J00900` `057100J A 00900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	1,183 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,050 sqft (0.369 acres)
Lot Dimensions	150 ft deep x 107 ft wide
Garage Type	Carport
Garage Area	715 sqft
Carport	Carport
Carport Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 GARDNER ST
City	JACKSON
State	TN
Zip	38301-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE PB 0001 PG 0116 BLK 0004 LOT NOTE 8 PT 7 AND 9 107 X 150
Legal Subdivision	CEDAR GROVE
Legal Block	4
Jurisdiction	MADISON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3066
Census Tract	1300

Owner

Source: Madison County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 GARDNER ST, JACKSON, TN 38301-7509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Sep 12, 1997
Deed Document Number	202312489
Deed Book / Page	781 / 329
Transfer Doc	0005780462
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Nov 21, 2023
Property Address	31 GARDNER ST, JACKSON, TN 38301-7509
Document Number	00D781/329
Book / Page	D781 / 329
Map Reference	MB 1 PG 116
Instrument Date	Nov 14, 2023
Instrument	23012489
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GARDNER ST, JACKSON, TN 38301-7509

Mortgage

Document Number	0023012490
Date	Nov 21, 2023
Instrument	23012490

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0T2238/584
Date	Nov 21, 2023
Book Page	T2238/584
Instrument	23012491

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$415.00	$22,175 (-) Land $4,000 Building $18,175	$88,700 (-) Land $16,000 Building $72,700
2024	$415.00 (-46.24%)
2023		$22,175 (-) Land $4,000 Building $18,175
2022	$772.00	$22,175 Land $4,000 Building $18,175	$88,700 Land $16,000 Building $72,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	8 of 17
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: SI Wireless, T-Mobile.

Nearby Properties on Gardner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures