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32 Gale Ln, Ormond Beach, FL 32174 Property Records

Flagler County property record for 32 Gale Ln, Ormond Beach, FL 32174 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2000
Square Footage2,583 sqft Living Area
Lot Size15,168 sqft (0.348 acres)
Pool450 sqft
OccupancyOwner Occupied
Last Sale$635,000 (2025)
Tax Bill$2,306.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1B020-0320

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,583 sqft Living Area
Gross Area3,810 sqft Gross Area
1st Floor2,583 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area15,168 sqft (0.348 acres)
DrivewayDriveway Concrete
Driveway Area496 sqft Driveway
Pool Area450 sqft Pool
Deck Area726 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address32 GALE LN
CityORMOND BEACH
StateFL
Zip32174-9224
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY PHASE 1B-F UNIT 2 LOT 32 OR 528 PG 209 OR 2474/1387-1389-DC & ACM OR 2474/1390-RDMAN NICOLE HOFF & MICHAEL RUCK JTWROS
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1B
Legal Block1B02
Legal Lot Number32
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3017
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1B020-0320

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32 GALE LN, ORMOND BEACH, FL 32174-9224
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 12, 2025Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 08, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 11, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2025 · Amount on Record
Deed SaleSep 12, 2025 · Amount on Record
Deed Doc Number202537741
Deed Book / Page2990 / 1920
Last Transfer DateApr 10, 2026
Transfer Doc0000016863
Record RefreshedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionFLAGLER FL
Recording DateApr 24, 2026
Property Address32 GALE LN, ORMOND BEACH, FL 32174-9224
Document Number0000016863
Book / Page3049 / 1353
Instrument DateApr 10, 2026
Instrument2026.16863
Transaction TypeTransfer
Record UpdatedMay 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address32 GALE LN, ORMOND BEACH, FL 32174-9224

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 12, 2025
Property Address32 GALE LN, ORMOND BEACH, FL 32174-9224
Document Number0029901920
Book / Page2990 / 1920
Map ReferenceMB 30 PG 22&23
Instrument DateSep 11, 2025
Instrument2025037741
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,445.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address262 CORAL REEF WAY, DAYTONA BEACH, FL 32124-1106

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 GALE LN, ORMOND BEACH, FL 32174-9224

Mortgage

Document Number0029901921
DateSep 12, 2025
Instrument2990/1921
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateSep 08, 2020
Property Address32 GALE LN, ORMOND BEACH, FL 32174-9224
Document Number0024741390
Book / Page002474 / 001390
Instrument DateSep 03, 2020
Instrument35581
Transaction TypeTransfer
Record UpdatedOct 06, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7 LAKESIDE PL E PALM COAST FL 321373412, PALM COAST, FL 32137-3412

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address32 GALE LN, ORMOND BEACH, FL 32174-9224
Document Number0022731085
Instrument DateApr 11, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address32 GALE LN ORMOND BEACH FL 321749224, ORMOND BEACH, FL 32174-9224

Mortgage

Document Number0022731085
DateApr 20, 2018
Book Page002273/001085
Instrument14397
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 19, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,923.00 (-16.61%)$213,528 (+2.9%)$422,013 (-2.29%) Land $69,300 Building $352,713
2024$2,306.00 (+3.08%) Homeowner's exemption Widower's exemption Additional exemption filed$207,510 (+3%)$431,913 (+3.5%) Land $69,300 Building $362,613
2023$2,237.00 (+8.07%) Homeowner's exemption Widower's exemption Additional exemption filed$201,466 (+3%)$417,293 (+3.71%) Land $69,300 Building $347,993
2022$2,070.00 Homeowner's exemption Widower's exemption Additional exemption filed$195,598$402,372 Land $69,300 Building $333,072

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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