28 Gale Ln, Ormond Beach, FL 32174 Property Records

Flagler County property record for 28 Gale Ln, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	2,241 sqft Heated Area
Lot Size	19,820 sqft (0.455 acres)
Pool	Pool, Enclosed
Occupancy	Owner Occupied
Last Sale	$340,000 (2021)
Tax Bill	$4,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1B020-0280`

Interior

Full Baths	2 Baths
Building Area	2,241 sqft Heated Area
Gross Area	3,155 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	19,820 sqft (0.455 acres)
Driveway	1 Driveway
Driveway Area	592 sqft Driveway
Pool Type	Pool, Enclosed Pool Type
Pool Area	252 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	28 GALE LN
City	ORMOND BEACH
State	FL
Zip	32174-9224
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1B-F UNIT 2 LOT 28 OR 670 PG 1843 OR 1931/364-DC OR 1937/503-SA
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1B
Legal Lot Number	28
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3017
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1B020-0280

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	28 GALE LN, ORMOND BEACH, FL 32174-9224
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2021 · Amount on Record
Deed Sale	May 06, 2021 · Amount on Record
Prior Sale	Oct 11, 1999 · Amount on Record
Deed Doc Number	2021024989
Deed Book / Page	2559 / 921
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 06, 2021
Property Address	28 GALE LN, ORMOND BEACH, FL 32174-9224
Document Number	0025590921
Book / Page	2559 / 921
Map Reference	MB 30 PG 22
Instrument Date	Apr 26, 2021
Instrument	2021024989
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 RYAN NICHOLAS DR, 159, KINGSLAND, GA 31548-6939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GALE LN, ORMOND BEACH, FL 32174-9224

Mortgage

Document Number	2559923
Date	May 06, 2021
Instrument	2559/923

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,043.00 (-5.25%) Homeowner's exemption	$328,026 (+5.99%)	$381,270 (+2.03%) Land $69,300 Building $311,970
2023	$4,267.00 (+7.35%) Homeowner's exemption	$309,497 (+3%)	$373,675 (+5.41%) Land $69,300 Building $304,375
2022	$3,975.00 Homeowner's exemption	$300,483	$354,496 Land $69,300 Building $285,196

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.