32 Franklin St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 32 Franklin St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	2 bd · 2.5 ba · 1,088 sqft · built 1942
Lot Size	0.134 acres (5,850 sqft)
Owner	Company Name on File
Last Sale	$55,000 (May 2021)
Tax Bill	$1,012 (2025)
Flood Zone	Zone X (reduced by levee)
APN	`8913-23-428-001`

Property Details

APN / Parcel Number

Primary APN	`8913-23-428-001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,088 sqft Total Area
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	32 FRANKLIN ST
City	WATERLOO
State	IA
Zip	50703-3702
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JAMES VIRDENS ADDITION ALL LOT 2 BK 5 EXC SELY 172.25 FT NELY 40 FT LOT 3 BLK 5 EXC SELY 172.25 FT
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	JAMES VIRDENS ADDITION
Legal Block	5
Legal Lot Number	2,3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1016
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-23-428-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2875, WATERLOO, IA 50704-2875
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2021 · Amount on Record
Deed Sale	May 04, 2021 · Amount on Record
Deed Document Number	202123211
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00	$65,010 (+39.42%) Land $9,450 Building $55,560	$65,010 (+39.42%) Land $9,450 Building $55,560
2024	$1,012.00 (+20.19%)
2023		$46,630 (+21.62%) Land $9,450 Building $37,180	$46,630 (+21.62%) Land $9,450 Building $37,180
2022	$842.00	$38,340 Land $9,450 Building $28,890
2021			$38,340 Land $9,450 Building $28,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1993–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2013, rainfall accumulation
Claims By Storm	Severe Storms & Flooding, Aug 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.