52 Franklin St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 52 Franklin St, Waterloo, IA 50703 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,616 sqft · built 1899
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on File
Last Sale	$34,000 (Oct 2024)
Tax Bill	$440 (2025)
Deeds & Mortgages	Jul 2026 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`8913-23-428-005`

Property Details

APN / Parcel Number

Primary APN	`8913-23-428-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,616 sqft Total Area
1st Floor Area	808 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Duplex Single
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	52 FRANKLIN ST
City	WATERLOO
State	IA
Zip	50703-3702
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JAMES VIRDENS ADDITION NW 35 FT LOTS 1 AND 4 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	JAMES VIRDENS ADDITION
Legal Block	5
Legal Lot Number	1,4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1016
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-23-428-005

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	410 PARKHAVEN DR, WATERLOO, IA 50701-3801
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2024 · Amount on Record
Deed Sale	Oct 01, 2024 · Amount on Record
Deed Document Number	202421105
Last Transfer Date	Jul 07, 2026
Transfer Doc	0000010165
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 07, 2026
Property Address	52 FRANKLIN ST, WATERLOO, IA 50703-3702
Document Number	0000010165
Instrument Date	Jul 07, 2026
Instrument	202610165
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	410 PARKHAVEN DR, WATERLOO, IA 50701-3801

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$440.00	$27,510 (+35.65%) Land $5,820 Building $21,690	$27,510 (+35.65%) Land $5,820 Building $21,690
2024	$440.00 (+12.24%)
2023		$20,280 (+13.87%) Land $5,820 Building $14,460	$20,280 (+13.87%) Land $5,820 Building $14,460
2022	$392.00	$17,810 Land $5,820 Building $11,990
2021			$17,810 Land $5,820 Building $11,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 2 of 5 on primary residences
Nearby Flood Claims	4 (1993–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2013, rainfall accumulation
Flood Events	Severe Storms & Flooding (Aug 1993), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.