32 Ferguson Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 32 Ferguson Rd, Prospect, VA 23960 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage3,360 sqft Living Area
Lot Size63,598 sqft (1.46 acres)
Garage400 sqft
OccupancyOwner Occupied
Tax Bill$1,242.00 (2025)

Property Details

APN / Parcel Number

Primary APN018 A 63
Alternative APN
  • 12799

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area3,360 sqft Living Area
Basement Area1,680 sqft Basement
Finished Basement1,680 sqft Finished

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Exterior
Construction TypeFrame Construction
Lot Area63,598 sqft (1.46 acres)
Garage Area400 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number12799
Street Address32 FERGUSON RD
CityPROSPECT
StateVA
Zip23960-8008
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFERGUSON
Legal SubdivisionPROSPECT DISTRICT
JurisdictionPRINCE EDWARD VA
Minor Civil Division601
Census Blockgroup1
Census Block1020
Census Tract930202

Owner

Source: Prince Edward County records · APN 018 A 63

Assessment roll updated February 24, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32 FERGUSON RD, PROSPECT, VA 23960-8008
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL CORPORATION
Aug 18, 2021Deed of Trust, Mortgage · Stand Alone Refinance
TRUIST BANK
Apr 25, 2019Warranty Deed, Transfer · Conventional Mortgage
BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2025
Deed SaleMay 01, 2025
Prior SaleApr 25, 2019 · Amount on Record
Deed Doc Number2025634
Prior Transfer DateApr 22, 2025
Prior Transfer Doc0202500634
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE EDWARD VA
Recording DateApr 22, 2026
Property Address32 FERGUSON RD, PROSPECT, VA 23960-8008
Document Number0000000718
Instrument DateApr 16, 2026
Instrument2026718
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 FERGUSON RD, PROSPECT, VA 23960-8008

Mortgage

Document Number0000000718,
DateApr 22, 2026
Instrument2026718
Lender
NameAMERICAN FINANCIAL CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE EDWARD VA
Property Address32 FERGUSON RD, PROSPECT, VA 23960-8008
Transaction TypeMortgage
Record UpdatedSep 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202101824
DateAug 18, 2021
Instrument202101824
Lender
NameTRUIST BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPRINCE EDWARD VA
Recording DateApr 25, 2019
Property Address32 FERGUSON RD, PROSPECT, VA 23960-8008
Document Number190000688
Instrument DateMar 25, 2019
Instrument190000688
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyPARTNERS ESCROW & TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 FERGUSON RD, PROSPECT, VA 23960-8008

Mortgage

Document Number190000689
DateApr 25, 2019
Instrument190000689
Lender
NameBRANCH BANKING & TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Prince Edward County records · Assessment roll updated February 24, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyPrince Edward County
Unified School DistrictPrince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,242.00$310,400 (+40.07%) Land $25,600 Building $284,800$310,400 (+40.07%) Land $25,600 Building $284,800
2023$1,063.00$221,600 Land $18,400 Building $203,200$221,600 Land $18,400 Building $203,200

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