130 Ferguson Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 130 Ferguson Rd, Prospect, VA 23960 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,755 sqft Living Area
Lot Size37,897 sqft (0.87 acres)
OccupancyOwner Occupied
Last Sale$216,500 (2024)
Tax Bill$918.00 (2025)

Property Details

APN / Parcel Number

Primary APN018 A 61
Alternative APN
  • 13005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,755 sqft Living Area
Basement Area1,188 sqft Basement
Unfinished Basement1,188 sqft Unfinished

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Lot Area37,897 sqft (0.87 acres)

Utilities and HVAC

Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number13005
Street Address130 FERGUSON RD
CityPROSPECT
StateVA
Zip23960-8009
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFERGUSON
Legal SubdivisionVILLAGE/PROSPECT
JurisdictionPRINCE EDWARD VA
Minor Civil Division601
Census Blockgroup1
Census Block1020
Census Tract930202

Owner

Source: Prince Edward County records · APN 018 A 61

Assessment roll updated February 24, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address130 FERGUSON RD, PROSPECT, VA 23960-8009
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Aug 08, 2018Deed of Trust, Mortgage · Stand Alone Second Mortgage
VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2024 · Amount on Record
Deed SaleApr 12, 2024 · Amount on Record
Deed Doc Number2024568
Record RefreshedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPRINCE EDWARD VA
Recording DateApr 12, 2024
Property Address130 FERGUSON RD, PROSPECT, VA 23960-8009
Document Number0202400568
Instrument DateApr 09, 2024
Instrument202400568
Transaction TypeTransfer
Record UpdatedMay 15, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 FERGUSON RD, PROSPECT, VA 23960-8009
InvestorPossibly a Property Investor

Mortgage

Document Number0202400569
DateApr 12, 2024
Instrument202400569
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE EDWARD VA
Property Address130 FERGUSON RD, PROSPECT, VA 23960-8009
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyTITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180001449
DateAug 08, 2018
Instrument180001449
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueAug 28, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Prince Edward County records · Assessment roll updated February 24, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyPrince Edward County
Unified School DistrictPrince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$918.00$229,500 (+39.6%) Land $23,200 Building $206,300$229,500 (+39.6%) Land $23,200 Building $206,300
2023$789.00$164,400 Land $16,400 Building $148,000$164,400 Land $16,400 Building $148,000

Flood & Wildfire

130 Ferguson Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Prince Edward County (51147C), updated April 22, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 57th in Virginia
Wildfire LikelihoodLow — about 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ferguson Rd

Nearby Streets

Search Property Records by Address or Parcel Number