Warren County and Lake Luzerne Town property record for 32 E River Dr, Lake Luzerne, NY 12846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,791 sqft · built 1988 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,267 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| APN | 523200 317.16-2-31 |
| Primary APN | 523200 317.16-2-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| 1st Floor Area | 1,791 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 80,150 sqft (1.84 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 285 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 32 E RIVER DR |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR |
| Legal Description | RES 53.-1-15 |
| Legal Block | 2 |
| Legal Lot Number | 31.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 71000 |
Source: Warren County and Lake Luzerne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 358, CORINTH, NY 12822-0358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NY |
| Property Address | 32 E RIVER DR, LAKE LUZERNE, NY 12846 |
| Document Number | 0000001816 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 32 E RIVER DR LAKE LUZERNE NY 12846, LAKE LUZERNE, NY 12846 |
| Document Number | 0000001816 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 005727/000180 |
| Instrument | 1816 |
| Name | CITIZENS BK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 26, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,267.00 (+13.15%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,771.00 | $220,000 (-) Land $37,000 Building $183,000 | $372,900 (+25.43%) Land $62,715 Building $310,185 |
| 2023 | $220,000 Land $37,000 Building $183,000 | $297,300 Land $50,000 Building $247,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2011–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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