24 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 24 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,339 sqft · built 1960
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Nov 2020)
Tax Bill	$3,550 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2020 Sale & Mortgage
APN	`523200 317.16-2-32`

Property Details

APN / Parcel Number

Primary APN	`523200 317.16-2-32`
Alternative APN	`320031701600020320000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	97,574 sqft (2.24 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	24 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR/MULTI
Legal Description	RES. UNFIN 53.-1-14
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	4
Census Block	4010
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 E RIVER DR, LAKE LUZERNE, NY 12846-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Nov 24, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Oct 2, 2002 · Amount on Record
Deed Document Number	20208063
Deed Book / Page	6236 / 70
Prior Transfer Date	Jan 21, 2010
Prior Transfer Doc	0039540000000066
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Recording Date	Jul 29, 2026
Property Address	24 E RIVER DR, LAKE LUZERNE, NY 12846-1704
Document Number	0000004601
Book / Page	7274 / 276
Instrument Date	Jul 22, 2026
Instrument	20264601
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 E RIVER DR, LAKE LUZERNE, NY 12846-1704
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004601,
Date	Jul 29, 2026
Book Page	7274/276
Instrument	20264601

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.49%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Nov 24, 2020
Property Address	24 E RIVER DR, LAKE LUZERNE, NY 12846-1704
Document Number	0000008063
Book / Page	006236 / 000070
Instrument Date	Nov 3, 2020
Instrument	8063
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 PADANARUM RD BRANT LAKE NY 128151759, BRANT LAKE, NY 12815-1759

Mortgage

Document Number	8064
Date	Nov 24, 2020
Book Page	006236/000077
Instrument	8064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,550.00 (+11.39%)
2025	$3,187.00	$145,000 (-) Land $38,000 Building $107,000	$245,800 (+10.17%) Land $64,417 Building $181,383
2024		$145,000 (-) Land $38,000 Building $107,000	$223,100 (+13.88%) Land $58,468 Building $164,632
2023		$145,000 Land $38,000 Building $107,000	$195,900 Land $51,339 Building $144,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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