32 E Riding Dr, Carlisle, MA 01741 Property Records

Middlesex County and Carlisle Town property record for 32 E Riding Dr, Carlisle, MA 01741

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,458 sqft · built 1964
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Oct 2025)
Tax Bill	$10,655 (2026)
Deeds & Mortgages	Oct 2023 Refinance Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CARL M:0023 B:0037 L`

Property Details

APN / Parcel Number

Primary APN	`CARL M:0023 B:0037 L`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area
Gross Area	2,932 sqft
Basement Area	1,322 sqft
Unfinished Basement	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	32 E RIDING DR
City	CARLISLE
State	MA
Zip	01741-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	37
Jurisdiction	CARLISLE MA
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1026
Census Tract	362100

Owner

32 E Riding Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Middlesex County and Carlisle Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 E RIDING DR, CARLISLE, MA 01741-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 9, 2025	Quit Claim Deed, Transfer JOHN ACOCELLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	May 20, 1988 · Amount on File
Deed Document Number	202532346
Deed Book / Page	39581 / 287
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	32 E RIDING DR, CARLISLE, MA 01741-1602
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038124-74
Date	Oct 16, 2023
Book Page	38124/74
Instrument	30429

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLISLE MA
Recording Date	Oct 9, 2025
Property Address	32 E RIDING DR, CARLISLE, MA 01741-1602
Document Number	039581-287
Book / Page	39581 / 287
Instrument Date	Oct 9, 2025
Instrument	32346
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 E RIDING DR, CARLISLE, MA 01741-1602

Mortgage

Document Number	0000032348
Date	Oct 9, 2025
Instrument	32348

Lender

Name	JOHN ACOCELLA

Agreement

Amount	Amount on Record
Term	109 Months
Due	Nov 1, 2034

Mortgage

Document Number	00039582-1
Date	Oct 9, 2025
Book Page	39582/1
Instrument	32347

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 32 E Riding Dr was $10,655, up 3.2% from the year before.

Source: Middlesex County and Carlisle Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Carlisle Town
Elementary School District	Carlisle School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,655.00 (+3.17%)	$831,100 (+6.06%) Land $538,000 Building $281,200	$817,190 (-)
2025	$10,328.00 (+1.5%)	$783,600 (+2.66%) Land $517,300 Building $266,300	$817,190 (-7.84%)
2024	$10,175.00 (-5.69%)	$763,300 (+0.1%) Land $475,900 Building $287,400	$886,730
2023	$10,789.00	$762,500 Land $475,900 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 E Riding Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 E Riding Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 99.3% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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