137 E Riding Dr, Carlisle, MA 01741 Property Records

Middlesex County and Carlisle Town property record for 137 E Riding Dr, Carlisle, MA 01741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,553 sqft · built 1959
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Mar 2018)
Tax Bill	$12,549 (2026)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CARL M:0023 B:0046 L:6`

Property Details

APN / Parcel Number

Primary APN	`CARL M:0023 B:0046 L:6`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,553 sqft Living Area
Gross Area	6,479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	137 E RIDING DR
City	CARLISLE
State	MA
Zip	01741-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	PLAN 5562-B
Legal Block	46
Legal Lot Number	6
Jurisdiction	CARLISLE MA
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1030
Census Tract	362100

Owner

137 E Riding Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Middlesex County and Carlisle Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 E RIDING DR, CARLISLE, MA 01741-1604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional with PMI CORNERSTONE BK
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BK
Mar 5, 2018	Quit Claim Deed, Transfer · FHA Mortgage MERRIMACK MTG
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on File
Deed Sale	Mar 5, 2018 · Amount on File
Prior Sale	Aug 31, 2007 · Amount on File
Deed Document Number	2018295503
Transfer Doc	0000295503
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	137 E RIDING DR, CARLISLE, MA 01741-1604
Document Number	0000305270
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E RIDING DR CARLISLE MA 017411604, CARLISLE, MA 01741-1604

Mortgage

Document Number	0000305270
Date	May 20, 2020
Instrument	305270

Lender

Name	CORNERSTONE BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	137 E RIDING DR, CARLISLE, MA 01741-1604
Document Number	0000298821
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E RIDING DR CARLISLE MA 017411604, CARLISLE, MA 01741-1604

Mortgage

Document Number	0000298821
Date	Dec 3, 2018
Instrument	298821

Lender

Name	CORNERSTONE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLISLE MA
Recording Date	Mar 5, 2018
Property Address	137 E RIDING DR, CARLISLE, MA 01741-1604
Document Number	0000295503
Instrument Date	Jan 24, 2018
Instrument	295503
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,032.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 E RIDING DR CARLISLE MA 017411604, CARLISLE, MA 01741-1604

Mortgage

Document Number	295504
Date	Mar 5, 2018
Instrument	295504

Lender

Name	MERRIMACK MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	137 E RIDING DR, CARLISLE, MA 01741-1604
Document Number	0000293173
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293173
Date	Aug 29, 2017
Instrument	293173

Lender

Name	CAMBRIDGE SVGS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 28, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 137 E Riding Dr was $12,549, up 0.1% from the year before.

Source: Middlesex County and Carlisle Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Carlisle Town
Elementary School District	Carlisle School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,549.00 (+0.1%)	$978,900 (+2.91%) Land $566,300 Building $406,900	$946,770 (-)
2025	$12,537.00 (+0.09%)	$951,200 (+1.22%) Land $544,500 Building $406,700	$946,770 (+1.6%)
2024	$12,526.00 (+6.27%)	$939,700 (+12.81%) Land $500,900 Building $438,800	$931,855
2023	$11,787.00	$833,000 Land $500,900 Building $332,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 E Riding Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 E Riding Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.7% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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