32 E Earle St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 32 E Earle St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,819 sqft · built 1910
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Aug 2004)
Tax Bill	$4,206 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8701-86`

Property Details

APN / Parcel Number

Primary APN	`8701-86`
Alternative APN	`CUMB M:007 B:0519 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,819 sqft Living Area
Gross Area	3,964 sqft
1st Floor Area	836 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Asbestos
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8701-86
Street Address	32 E EARLE ST
City	CUMBERLAND
State	RI
Zip	02864-7612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	519
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1007
Census Tract	11200

Owner

Source: Cumberland Town assessment roll, APN 8701-86, as of June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 E EARLE ST, CUMBERLAND, RI 02864-7612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2004 · Amount on Record
Deed Sale	Aug 30, 2004 · Amount on Record
Prior Sale	Sep 04, 2001 · Amount on Record
Deed Book / Page	1224 / 289
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	32 E EARLE ST, CUMBERLAND, RI 02864-7612
Document Number	1766-869
Instrument Date	Mar 02, 2018
Transaction Type	Mortgage
Record Updated	Apr 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 E EARLE ST CUMBERLAND RI 028647612, CUMBERLAND, RI 02864-7612

Mortgage

Document Number	1766-869
Date	Mar 02, 2018
Book Page	001766/000869

Lender

Name	BAYCOAST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll as of June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,206.00 (+5.6%)	$342,800 (-) Land $126,700 Building $216,100
2023	$3,983.00 (+14.13%)	$342,800 (+47.25%) Land $126,700 Building $216,100
2022	$3,490.00	$232,800 Land $88,600 Building $144,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070112001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 644 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1592021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.