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28 E Earle St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 28 E Earle St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,414 sqft · built 1929
Lot Size0.123 acres (5,358 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Jun 2021)
Tax Bill$3,995 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-0009-15

Property Details

APN / Parcel Number

Primary APN1-0009-15
Alternative APN
  • CUMB M:007 B:0517 L:000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,414 sqft Living Area
Gross Area2,386 sqft
1st Floor Area910 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,358 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1-0009-15
Street Address28 E EARLE ST
CityCUMBERLAND
StateRI
Zip02864-7612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block517
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1007
Census Tract11200

Owner

Source: Cumberland Town records · APN 1-0009-15

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 E EARLE ST, CUMBERLAND, RI 02864-7612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2025Deed of Trust, Mortgage · Line of Credit
RHODE ISLAND CREDIT UNION
Jun 30, 2021Warranty Deed, Transfer · FHA Mortgage
NATIONS LENDING CORP
May 01, 2017Warranty Deed, Transfer · FHA Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleMay 01, 2017 · Amount on Record
Deed Document Number2021125372
Deed Book / Page1894 / 908
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address28 E EARLE ST, CUMBERLAND, RI 02864-7612
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002008-256
DateAug 12, 2025
Book Page2008/256
Instrument150577
Lender
NameRHODE ISLAND CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueSep 01, 2030

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJun 30, 2021
Property Address28 E EARLE ST, CUMBERLAND, RI 02864-7612
Document Number001894-908
Book / Page1894 / 908
Instrument DateJun 30, 2021
Instrument125372
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28 E EARLE ST, CUMBERLAND, RI 02864-7612

Mortgage

Document Number0000125373
DateJun 30, 2021
Instrument125373
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMay 01, 2017
Property Address28 E EARLE ST, CUMBERLAND, RI 02864-7612
Document Number1740-914
Book / Page001740 / 000914
Instrument DateMay 01, 2017
Transaction TypeTransfer
Record UpdatedMay 30, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$237.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E EARLE ST CUMBERLAND RI 028647612, CUMBERLAND, RI 02864-7612

Mortgage

Document Number1740-916
DateMay 01, 2017
Book Page001740/000916
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,995.00 (+5.6%)$325,600 (-) Land $126,700 Building $198,900
2023$3,783.00 (+9.24%)$325,600 (+40.95%) Land $126,700 Building $198,900
2022$3,463.00$231,000 Land $88,600 Building $142,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 644 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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