32 E 2nd St, Girard, OH 44420 Property Records

Trumbull County property record for 32 E 2nd St, Girard, OH 44420

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,776 sqft · built 1905
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,000 (Oct 2025)
Tax Bill	$583 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-324650`

Property Details

APN / Parcel Number

Primary APN	`14-324650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,776 sqft Total Area
1st Floor Area	2,080 sqft
Upper Floors Area	736 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Porch	Slab
Porch Area	226 sqft
Canopy	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32 E 2ND ST
City	GIRARD
State	OH
Zip	44420-2903
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	9 4 50F OSBORN SECOND ST GIRARD CITY
Legal Subdivision	ABNER OSBORNS 2ND ADDITION
Legal Lot Number	4
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2005
Census Tract	932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 E 2ND ST, GIRARD, OH 44420-2903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Feb 5, 2007 · Amount on Record
Deed Document Number	202519721
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	0000005735
Record Updated	Oct 29, 2026

October 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	TRUMBULL OH
Recording Date	Oct 30, 2025
Property Address	32 E 2ND ST, GIRARD, OH 44420-2903
Document Number	0000019721
Map Reference	VOL 4 PG 14
Instrument Date	Oct 29, 2025
Instrument	202510300019721
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	AMERICAN LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 E 2ND ST, GIRARD, OH 44420-2903

Mortgage

Document Number	0000019722
Date	Oct 30, 2025
Instrument	202510300019722

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$583.00	$13,900 (-) Land $3,080 Building $10,820
2024	$583.00 (-2.02%)	$13,900 (-) Land $3,080 Building $10,820
2023	$595.00 (-2.14%)	$13,900 (+22.9%) Land $3,080 Building $10,820	$39,700 (+22.91%) Land $8,800 Building $30,900
2022	$608.00	$11,310 Land $3,080 Building $8,230
2020			$32,300 Land $8,800 Building $23,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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